Bank · FDIC insured
Fremont Bank CD Rates
Fremont Bank’s best CD rate is 3.30% APY on a 9-month CD. Terms run from 1 month to 5 years. Rates checked October 16, 2026.
How Fremont Bank’s CD rates compare
Compared with banks and credit unions near San Francisco, CA, where Fremont Bank has the most branches. $10,000, best rate first.
This bank’s best
Fremont Bank
3.75%APY
- Term
- 10 months
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000
- $312
Promotional Certificate of Deposit
Top rate
Stanford Federal Credit Union
4.75%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000
- $2,612
2nd-highest rate
HSBC USA
4.60%APY
- Term
- 24 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- $941
Fremont Bank CD score
67
CD score
Higher than 20% of U.S. banks and credit unions
- 3–8 months3–8 mo3.25%
- 9–15 months9–15 mo3.30%
- 16–30 months16–30 mo1.25%
- 31–60 months31–60 mo1.25%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fremont Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Relationship Certificate of Deposit
4.00%APY · 1 term
Requires clients to maintain balances of $50,000 or more in linked non-CD accounts. If at any point during CD term clients fail to maintain qualifying balances, interest rate will be adjusted to standard Premier 6 Month CD rate in effect at the time of account opening. Substantial penalty for early withdrawal. Unless notified, automatically renews at maturity.
| Term | APY · $2,500 – $1,000,000 | APY · $1,000,001 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 4.00% | 0.10% | 4.00%0.10% from $1,000k | $198 |
Sources (1)
- fremontbank.com/personal/savin…ficate-of-deposits/rates · captured Oct 16, 2026
Promotional Certificate of Deposit
Up to 3.75%APY · 5 terms
Requires corresponding Fremont Bank Checking account open and in good standing at the time of account opening. Initial Deposit must be from a Financial Institution other than Fremont Bank; new money. If opening in combination with funds already on deposit at Fremont Bank, $50,000 or more in new money is required. Checking account may be opened concurrently with Promotional CD account. Limit one promotional account per household. Substantial penalty for early withdrawal. Unless notified, at maturity Promotional CD accounts automatically renew into standard CD accounts (4-Month into 3-Month, 7-Month into 6-Month, 10-Month into 9-Month, 11-Month and 13-Month into 12-Month).
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 monthsAutomatically renews into a standard 3-Month CD | 3.35% | $110 |
| 7 monthsAutomatically renews into a standard 6-Month CD | 2.75% | $160 |
| 10 monthsAutomatically renews into a standard 9-Month CD | 3.75% | $312 |
| 11 monthsAutomatically renews into a standard 12-Month CD | 2.50% | $229 |
| 13 monthsAutomatically renews into a standard 12-Month CD | 1.00% | $108 |
Sources (1)
- fremontbank.com/personal/savin…ficate-of-deposits/rates · captured Oct 16, 2026
Premier Certificate of Deposit
Up to 3.70%APY · 2 terms
Available to customers with a linked Premier Checking Account and qualifying balances of $50,000 or more. Substantial penalty for early withdrawal. Unless notified, automatically renews at maturity.
| Term | APY · $2,500 – $1,000,000 | APY · $1,000,001 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 months | 3.70% | 0.05% | 3.70%0.05% from $1,000k | $183 |
| 12 months | 2.00% | 2.00% | 2.00%2.00% from $1,000k | $200 |
Sources (1)
- fremontbank.com/personal/savin…ficate-of-deposits/rates · captured Oct 16, 2026
Personal Certificate of Deposit
Up to 3.30%APY · 10 terms
Interest compounded and credited monthly. Substantial penalty for early withdrawal. Unless notified, accounts automatically renew at maturity.
| Term | APY · $2,500 – $49,999 | APY · $50,000 – $99,999 | APY · $100,000 – $1,000,000 | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 1 month | 0.25% | 0.50% | 0.75% | 0.25%0.50% $50k–$100k0.75% $100k–$1,000k | $2 |
| 3 months | 3.25% | 3.25% | 3.25% | 3.25%3.25% $50k–$100k3.25% $100k–$1,000k | $80 |
| 6 months | 3.00% | 3.00% | 3.00% | 3.00%3.00% $50k–$100k3.00% $100k–$1,000k | $149 |
| 9 months | 3.30% | 3.30% | 3.30% | 3.30%3.30% $50k–$100k3.30% $100k–$1,000k | $246 |
| 12 months | 1.25% | 1.50% | 1.75% | 1.25%1.50% $50k–$100k1.75% $100k–$1,000k | $125 |
| 18 months | 1.25% | 1.50% | 1.75% | 1.25%1.50% $50k–$100k1.75% $100k–$1,000k | $188 |
| 24 months | 1.25% | 1.50% | 1.75% | 1.25%1.50% $50k–$100k1.75% $100k–$1,000k | $252 |
| 36 months | 1.25% | 1.50% | 1.75% | 1.25%1.50% $50k–$100k1.75% $100k–$1,000k | $380 |
| 48 months | 1.25% | 1.50% | 1.75% | 1.25%1.50% $50k–$100k1.75% $100k–$1,000k | $509 |
| 60 months | 1.25% | 1.50% | 1.75% | 1.25%1.50% $50k–$100k1.75% $100k–$1,000k | $641 |
Sources (1)
- fremontbank.com/personal/savin…ficate-of-deposits/rates · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.