Bank · FDIC insured
Savings Bank of Mendocino County CD Rates
Savings Bank of Mendocino County’s best CD rate is 3.75% APY on a 7-month CD. Terms run from 6 months to 1 year. Rates checked October 16, 2026.
How Savings Bank of Mendocino County’s CD rates compare
Compared with banks and credit unions near Ukiah, CA, where Savings Bank of Mendocino County has the most branches. $10,000, best rate first.
This bank’s best
Savings Bank of Mendocino County
3.75%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $217
7-Month CD Special
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Redwood Credit Union
4.20%APY
- Term
- 12–17 months
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000
- —
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
7-Month CD Special
3.75%APY · 1 term
Promotional product available for a limited time. Call or visit nearest branch to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsPromotional rate. $500 minimum to open and obtain APY. Early withdrawal penalties may apply | 3.75% | $217 |
Sources (1)
- savingsbank.com/investment-services/7-month-cd · captured Oct 6, 2026
Certificates of Deposit
Up to 3.75%APY · 3 terms
Rates are fixed for the term of the CDs. Opening deposit requirements vary by term. Early withdrawal penalties apply with exceptions for death or legal incompetence.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsEarly withdrawal penalty of 90 days | 2.50% | $124 |
| 7 monthsPromotional product. Early withdrawal penalty of 90 days | 3.75% | $217 |
| 12 monthsEarly withdrawal penalty of 120 days | 3.00% | $300 |
Sources (1)
- savingsbank.com/investment-services/cds · captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Account
Up to 0.75%APY · 7 terms
Opening deposit requirements vary by term.
| Term | APY · Any balance | APY · $10,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 2–3 monthsPenalty: 30 Days | 0.10% | — | 0.10% | $1 |
| 4–6 monthsPenalty: 30 Days | 0.10% | 0.15% | 0.10%0.15% from $10k | $3 |
| 7–12 monthsPenalty: 90 Days | 0.15% | 0.20% | 0.15%0.20% from $10k | $8 |
| 12–23 monthsPenalty: 120 Days | 0.15% | 0.30% | 0.15%0.30% from $10k | $15 |
| 24–35 monthsPenalty: 120 Days | 0.30% | 0.45% | 0.30%0.45% from $10k | $60 |
| 36–59 monthsPenalty: 180 Days | 0.35% | 0.50% | 0.35%0.50% from $10k | $105 |
| 60 monthsPenalty: 180 Days | 0.60% | 0.75% | 0.60%0.75% from $10k | $304 |
Sources (1)
- savingsbank.com/investment-services/iras · captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.