Compare Bank & Credit Union Rates
Best CD rates in Arkansas
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Arkansas
- Hurricane Creek Federal Credit UnionShared CertificateCD · 12 months · $500 min
Credit union · 1 branch
4.50%APY$450 over 1 year on $10,000Effective Mar 11, 2026
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More details - Arkansas Federal Credit UnionSpecial CertificateCD · 12 months · $1,000 min
Credit union · 25 branches
4.50%APY$450 over 1 year on $10,000Requirements
Product: Membership with Arkansas Federal Credit Union is required. Rates are fixed unless otherwise stated. Penalties may apply for early withdrawal. Rates subject to change.
4.41% interest rate · Effective Oct 9, 2026
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More details - 4.33%APY$433 over 1 year on $10,000
Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded monthly.
4.25% interest rate · Compounded monthly · Effective Oct 7, 2026
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More details - 4.32%APY$432 over 1 year on $10,000
Requirements
Product: Minimum opening and running balance for Share Certificates is $500 unless indicated otherwise. Penalty imposed for early withdrawal.
Offer: Dividends credited/compounded quarterly.
4.25% interest rate · Compounded quarterly · Effective Oct 7, 2026
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More details - Barksdale Federal Credit UnionPlus Point CertificateCD · 12 months · $1,000 min
Credit union · 5 branches
4.25%APY$425 over 1 year on $10,000Requirements
Product: To open Plus Point Certificate accounts, you must open one certificate of each term with equal balances in each certificate. Not automatically renewable.
Offer: Fixed rate. Must open one certificate in each term (1, 2, 3, 4, and 5 Year) with equal balances in each certificate ($1,000 minimum per each term). Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Not automatic renewal.
4.17% interest rate · Effective Sep 29, 2026
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More details - 4.25%APY$425 over 1 year on $10,000
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More details - 4.20%APY$420 over 1 year on $10,000
Requirements
Product: Interest is compounded and credited quarterly for investment terms of 12 months or longer; shorter terms pay at maturity. Penalties apply for early withdrawal. Rates are accurate as of 10/15/2026 and subject to change.
Offer: 12-Month term. A fixed interest rate is earned on the entire balance. Minimum opening balance of $500 required to obtain disclosed APY. Compounded and credited quarterly. Early withdrawal penalty: 183 - <60 Months: 1 year loss of interest.
Effective Oct 15, 2026
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More details - 4.07%APY$407 over 1 year on $10,000
4.00% interest rate · Effective Oct 8, 2026
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More details - 4.07%APY$407 over 1 year on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal (7 Day CD - 18 Month CD: 31 days). Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Fees may reduce earnings.
Offer: Deposits of $100,000.00 or more add 0.25%. Personal CD Balances of $1,000,000.00 or more add 0.50%. Early withdrawal penalty: 31 days.
4.00% interest rate · Effective Aug 9, 2023
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: Under $50,000 (Dividends Paid at Maturity)
Effective Oct 13, 2024
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More details - 4.00%APY$400 over 1 year on $10,000with conditions
Requirements
Product: Available for a limited time only. 12-month special requires $10,000 new money and a new or existing Texana checking account. Available at any Texana Bank branch.
Offer: Minimum to open is $10,000 new money with a new or existing Texana checking account. Rate is subject to change at maturity. Penalty for early withdrawal before term selected; withdrawal of interest will reduce earnings.
Qualified rate · Effective Apr 15, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Product: Dividends compounded and credited monthly. Account automatically renews.
Offer: Fixed rate. Additional deposits not allowed. Early withdrawal penalty applies (terms of 12 months or less: 90 days' dividends). Automatic renewal with 10-day grace period.
3.93% interest rate · Effective Sep 29, 2026
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More details - 4.00%APY$400 over 1 year on $10,000
3.94% interest rate · Effective Jun 30, 2026
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More details - 3.90%APY$390 over 1 year on $10,000
Requirements
Product: Automatically renewable with a 10-day grace period. Notices mailed 2 weeks prior to maturity. Early withdrawal penalties may apply. Maintenance or fees may reduce earnings.
3.83% interest rate · Balance cap $99,000 · Effective Oct 13, 2026
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More details - 3.75%APY$375 over 1 year on $10,000
Requirements
Product: Minimum deposit for a Share Certificate is $500, with the exception of the Saver Certificate which requires a minimum deposit of $50 to open. APY=Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. Certificate dividend is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal.
3.68% interest rate · Effective Oct 15, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay in Arkansas
75 CDs at 57 banks and credit unions · checked Oct 15–22
- Typical
- 2.75%
- Top 10% from
- 4.07%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.02%
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Arkansas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Barksdale Federal Credit UnionCredit union · 5 branches
- TruService Community FCUCredit union · 3 branches
- Telcoe Federal Credit UnionCredit union · 4 branches