Compare Bank & Credit Union Rates
Best 9-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 781–795 results
- Vanderbilt Credit UnionCertificates of DepositCD · 6–12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APYRequirements
Product: Minimum deposit of $1,000. Early withdrawal penalty may apply. Dividends/interest compounded and credited quarterly.
3.25% interest rate
Rate checked
More details - Harvard Community Credit UnionCertificates of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000with conditionsRequirements
Product: CD Rates may change at any time with or without notice. We will match any competitor's CD rates upon proof of rate, same requirements, however ONLY WITHIN OUR MEMBERSHIP AREA.
Qualified rate · 3.25% interest rate
Rate checked
More details - Municipal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: Fixed-rate share certificate. Early withdrawal penalties apply.
Offer: Fixed rate.
3.25% interest rate · Effective Oct 23, 2026
Rate checked
More details - Achieva Credit UnionCertificate of Deposit (CD)CD · 9 months · $500 min · 3.30%–3.50% by balance
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: Federally insured by NCUA up to $250,000. No monthly fees. A minimum opening balance of $500 is required for all CD products (except promotional specials). Early withdrawal penalty may apply.
3.25% interest rate
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $500 and upYour amount 3.30% $25,000 and up 3.40% $100,000 and up 3.50% Rate checked
More details - St. Lawrence FCUShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: Minimum deposit is $1,000.00. Early withdrawal penalty may apply. Dividends can be transferred to other SLFCU shares each month without penalty.
Offer: 9 Month SPECIAL
3.25% interest rate · Effective Jun 1, 2026
Rate checked
More details - The Berkshire BankCertificates of DepositCD · 9 months · $10,000 min
Bank · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: Personal accounts only. Requires a $10,000 minimum opening deposit. Interest is compounded daily, calculated on an actual/365 day basis, and paid at maturity. Early withdrawal subject to substantial penalty. For balances of $1,000,000 and above, speak to an account representative.
Offer: Valid on personal accounts only. Early withdrawal subject to substantial penalty.
3.25% interest rate · Compounded daily · Effective Oct 15, 2026
Rate checked
More details - Ambler Savings BankCertificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Minimum daily balance is the amount of principal in the account each day. For certificates with the Bump Up option, the interest rate and APY may be changed once during the term of the certificate.
3.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - City National BankPersonal Certificates of DepositCD · 9–11 months · $10,000 min
Bank · Add a location to see nearby branches
3.30%APYintro rateRequirements
Offer: Term is 9 months (270 to 364 days).
Promotional rate · 3.25% interest rate · Effective Oct 16, 2026
Rate checked
More details - Fremont BankPersonal Certificate of DepositCD · 9 months · $2,500 min
Bank · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: Interest compounded and credited monthly. Substantial penalty for early withdrawal. Unless notified, accounts automatically renew at maturity.
3.25% interest rate · Effective Oct 15, 2026
Rate checked
More details - UW Credit UnionNo Penalty CertificateCD · 9 months · $5,000 min · 3.25%–3.35% by balance
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: No penalty for early withdrawal during the certificate term. Full or partial withdrawals may be made after the first 5 business days of the certificate term.
3.20% interest rate · Effective Oct 9, 2026
Rate by balance
Rate by balance for No Penalty Certificate Balance APY $5,000 and up 3.25% $10,000 and upYour amount 3.30% $250,000 and up 3.35% Rate checked
More details - UW Credit UnionRegular CertificateCD · 9 months · $500 min · 3.25%–3.35% by balance
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: Dividends compounded daily and paid quarterly. Substantial penalties apply for premature withdrawal.
3.20% interest rate · Compounded daily · Effective Oct 2, 2026
Rate by balance
Rate by balance for Regular Certificate Balance APY $500 and up 3.25% $10,000 and upYour amount 3.30% $250,000 and up 3.35% Rate checked
More details - Monroe Savings Bank (Williamstown, NJ)Certificates of Deposit (CDs)CD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: The account will automatically renew at maturity. 10 calendar days grace period from maturity date to withdraw funds without penalty. Early withdrawal penalty applies and may reduce earnings.
Offer: Maximum allowable amount is $50,000 to earn stated rate. Requires new funds not currently with Monroe Savings Bank. Early withdrawal penalty: 3 Months Interest. Fixed rate account.
3.25% interest rate · Balance cap $50,000 · Effective Oct 15, 2026
Rate checked
More details - Kirtland Credit UnionShare CertificateCD · 9 months · $500 min · 3.20%–3.45% by balance
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: Membership eligibility required. Must open and maintain at least one share (savings) account with a minimum balance before any other account may be opened. Dividends compound monthly unless otherwise paid. Paid and accrued dividends may be withdrawn at any time during certificate term without penalty; premature withdrawal incurs penalty. 10 calendar days renewal grace period.
3.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $4,999 3.20% $5,000 – $9,999 3.25% $10,000 – $49,999Your amount 3.30% $50,000 – $99,999 3.35% $100,000 – $199,999 3.40% $200,000 and up 3.45% Rate checked
More details - Fraternal Order of Police FCUShare CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: Rates are subject to change at any time and without notice.
3.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - Washington Trust BankFixed-Rate CDCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.30%APY$246 over 9 months on $10,000Requirements
Product: Interest rates valid for opening accounts online. Rate fixed for full term. Compounds daily. Additional deposits allowed only at renewal. Withdrawals of principal prior to maturity incur a penalty unless withdrawn during the certificate grace period. Fees could reduce earnings. Rates may change at any time without notice.
Offer: Valid for opening accounts online.
3.25% interest rate · Effective Oct 4, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank