Compare Bank & Credit Union Rates
Best 9-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 526–540 results
- Northern Redwood FCUCertificate of DepositCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,0003.65% interest rate · Effective Feb 5, 2026
Rate checked
More details - St. Mary's Credit UnionCertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000Requirements
Product: St. Mary's Credit Union membership eligibility required. No setup or maintenance fees. Subject to early withdrawal penalties. Renews automatically upon maturity. Deposits cannot be made during the term of the account.
3.58% interest rate
Rate checked
More details - Harleysville BankCertificate of Deposit (CD)CD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000Requirements
Product: Fixed rates with terms from 3 to 60 months. Penalty for early withdrawal applies (charged only on principal withdrawn: 3 months earnings if term < 1 year, 6 months earnings if term 1 to < 3 years, 12 months earnings if term >= 3 years; waived upon death). Interest earned may be withdrawn without penalty at any time during current term.
Offer: A penalty may be imposed for early withdrawal.
Effective Oct 5, 2026
Rate checked
More details - Empire State BankCertificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000Requirements
Product: Interest is compounded daily and credited monthly. Penalty may be imposed for early withdrawal.
3.63% interest rate · Compounded daily · Effective Sep 24, 2026
Rate checked
More details - Phelps County BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,0003.65% interest rate · Effective Oct 1, 2026
Rate checked
More details - Route 31Certificate of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000with conditionsRequirements
Product: Minimum $500 balance to earn dividend. Penalty for early withdrawal. Members can add money to any CD at any time, except restricted on some CD specials.
Offer: Standard rate.
Qualified rate · Effective Sep 25, 2026
Rate checked
More details - NEW MILLENNIUM BANKCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000Requirements
Product: Fixed Rate. $500.00 Minimum to open and obtain APY. Interest compounded daily, credited monthly. Penalties may apply to early withdrawals. 4 Month CD & 10 Month CD are not offered for a new account.
Offer: Fixed Rate. $500.00 Minimum to open and obtain APY. Penalties may apply to early withdrawals.
3.63% interest rate · Compounded daily · Effective Sep 28, 2026
Rate checked
More details - First Financial Federal Credit UnionShare CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000with conditionsRequirements
Product: Dividends compounded daily and credited monthly. 10-calendar-day grace period with automatic renewal upon maturity. Early withdrawal penalties apply. Option for bump-up after 6 months on 18-, 24-, and 36-month certificates.
Qualified rate · 3.63% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - Oregon Coast BankCertificates of Deposit (CDs)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000intro rateRequirements
Product: The daily balance method is used to calculate interest. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: 9 Months – Special term.
Promotional rate · 3.65% interest rate · Effective Sep 30, 2026
Rate checked
More details - Kaua'i Federal Credit UnionJumbo CertificatesCD · 9 months
Credit union · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,0003.65% interest rate · Effective Jun 1, 2026
Rate checked
More details - Community BankCertificates of DepositCD · 9 months · $500 min
Bank · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000Requirements
Product: An interest penalty for early withdrawal on certificates of deposit may apply. Fees could reduce earnings.
Effective Jul 7, 2026
Rate checked
More details - Golden Belt BankCertificates of Deposit (CDs)CD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
3.70%APY$276 over 9 months on $10,000Requirements
Product: Rates listed are valid for personal accounts only. Available in various terms from 3 months to 7 years. A penalty may be imposed for early withdrawal. Fees could reduce earnings on the account.
Offer: The minimum deposit required to open this account is $1,000. The minimum balance to obtain the APY is $1,000. Penalty may be imposed for early withdrawal. Fees could reduce earnings.
3.68% interest rate · Effective Sep 1, 2026
Rate checked
More details - Sunlight Federal Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.67%APY$274 over 9 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties apply.
Offer: Dividends are compounded daily. Dividends are credited monthly. Early withdrawal penalty: 90 Days Interest.
3.60% interest rate · Compounded daily · Effective Oct 16, 2026
Rate checked
More details - Highmark Federal Credit UnionCertificates of DepositCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
3.67%APY$274 over 9 months on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Offer: Applies to Honors Rewards Members (* indicates Dividend Rate).
Qualified rate · 3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - Home Bank of CaliforniaCertificates of DepositCD · 9–11 months · $10,000 min
Bank · Add a location to see nearby branches
3.67%APYRequirements
Product: No service charges. Interest compounded daily and paid monthly. Substantial penalty for early withdrawal. Express Personal Banking online account opening available for select CDs.
Offer: Qualifies for opening a Companion Savings Account.
3.60% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 9-month CDs pay nationwide
1,356 CDs at 1,183 banks and credit unions · checked Oct 22–24
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.40%
- Credit unions, typical
- 3.56%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank