Bank · FDIC insured
Community Bank
Top CarrotA $357.5M bank headquartered in Lexington, TN, with 4 branches in Tennessee. Best rates: CDs 4.08% and savings 3.75% APY.
Community Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#2 of 9 in Jackson, TN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Community Bank
Community Bank was first chartered in 1961 as Lexington First Federal Savings and Loan.
Locally owned and managed, the bank is headquartered in Lexington, Tennessee, and operates four full-service branches across Lexington, Jackson, and Henderson.
- Headquarters
- 19 Natchez Trace Dr S, Lexington, TN 38351
- FDIC certificate
- 31272 ↗
Branches
4 branches in Tennessee
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Tennessee
4 branches
Lexington area · 2
- Community BankMain office19 Natchez Trace Dr S, Lexington, TN 38351Directions
- West Church Street Branch605 W Church St, Lexington, TN 38351Directions
Jackson area · 2
- West Tennessee Bank, A Division Of Decatur County Bank1007 Us Highway 45 N, Henderson, TN 38340Directions
- North Highland Branch3200 N Highland Ave, Jackson, TN 38305Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.64% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.71% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.76% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $100 | $81 | — |
- CapitalLeverage ratio10.64%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.71%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.76%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$100Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.