Best 6-month CD rates

Requirements

Product: Early withdrawal penalties apply. Withdrawal penalties impact APY. Members Helping Members - New Money Certificate Special requires new money (funds not currently on deposit with Penlanco FCU; transfers from existing accounts/certificates do not qualify; funds withdrawn within previous 30 days and redeposited do not qualify). Maximum $1 million in total deposits accepted under promotion with limit of $250,000 per household. Fees may reduce earnings.

Offer: Early withdrawal penalties apply. Withdrawal penalties impact APY.

Requirements

Product: Assumes interest will remain on deposit until maturity. Early withdrawal penalties may apply. $500 minimum deposit required to open any CD.

Requirements

Product: Exclusive to Popular Private Client customers. Minimum deposit of $1,000 required to open. Early withdrawal penalty applies. Daily compound interest credited monthly, quarterly, semi-annually, annually, or at maturity.

Offer: Must visit a branch location to open a 6-month CD.

Requirements

Product: Membership eligibility required. Early withdrawals are subject to penalty. No monthly maintenance fees or setup fees.

Offer: Early withdrawals are subject to penalty.

Requirements

Product: Dividends for 3-month and 6-month certificates are paid at maturity. Dividends for 1-year through 5-year certificates are paid quarterly.

Offer: Dividends paid at maturity

Requirements

Product: Rates and yields are subject to change. Penalty for early withdrawal.

Offer: Compounded: N/A. Early withdrawal penalty = 90 days dividend, earned or not.

Requirements

Product: No monthly service fees. Deposit accounts not available in Alaska, California, Georgia, Hawaii, Illinois, Maine, Massachusetts, Montana, New Hampshire, New York, Rhode Island, Vermont. A penalty may be imposed for early withdrawal. Existing CDs automatically renewing for time periods other than those listed will earn the Interest Rate and Annual Percentage Yield for the next-lower CD Term time period.

Requirements

Product: Accrues interest. A penalty for early withdrawal may be imposed (no less than 120 days dividends, whether earned or not earned).

Requirements

Product: Available to Harvard FCU members. Must maintain a minimum daily balance of $1,000 to earn posted APY. APY assumes principal and interest remain on deposit until maturity. Crimson Elite checking account holders receive an additional 0.10% bonus to dividend rate and APY. Early withdrawal penalty applies.

Offer: Featured certificate. Minimum daily balance of $1,000 must be maintained to earn posted APY.

Requirements

Product: Terms from 3 to 60 months. Minimum opening balance $1,000. Rates fixed for term. Auto-renews at maturity with 10-day grace period for penalty-free withdrawal. Early withdrawal penalty based on term length: 90 days interest for 1–3 months; 180 days interest for 4–18 months; 360 days interest for 19+ months.

Offer: Interest compounded and credited monthly. Early withdrawal penalty: 180 days interest.

Requirements

Product: Early withdraw penalties may apply. Fees may reduce earnings. Low minimum deposit of only $1,000. Dividends compound annually or at maturity. Automatic renewal.

Offer: Early withdraw penalties may apply. Fees may reduce earnings.

Requirements

Product: Dividends compounded and credited quarterly. Rate is guaranteed through the term of the certificate. Fees may reduce earnings.

Offer: Dividends compounded and credited quarterly.

Requirements

Product: A minimum balance of $1,000 is required for regular Share Certificates ($300 for minor accounts age 0-18). Dividends paid quarterly into account of choice. Early withdrawal penalty applies. 12-month certificate has a 1-time penalty-free withdrawal.

Offer: Special 6-Month CD offer. Limited to a minimum of $2,000 and $50,000 max per primary member per calendar month. Non-compounding; dividend payments are mandatory, but dividends cannot remain in the account. Early withdrawal penalty applies.