Credit union · NCUA insured
Cleveland Bradley County Teachers Federal Credit Union CD Rates
Cleveland Bradley County Teachers Federal Credit Union’s best CD rate is 3.60% APY on a 6-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How Cleveland Bradley County Teachers Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Cleveland, TN, where Cleveland Bradley County Teachers Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cleveland Bradley County Teachers Federal Credit Union
3.60%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $178
Term Share Certificates
Top rate
Tennessee Valley Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
2nd-highest rate
SouthEast Bank
4.35%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $435
Cleveland Bradley County Teachers Federal Credit Union CD score
72
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo2.93%
- 31–60 months31–60 mo1.00%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cleveland Bradley County Teachers Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 3.60%APY · 7 terms
Rates and yields are subject to change. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounded: N/A. Loss of dividend penalty for early withdrawal | 0.20% | $5 |
| 6 monthsCompounded: N/A. Early withdrawal penalty = 90 days dividend, earned or not | 3.60% | $178 |
| 6 monthsCompounded: N/A. One withdrawal with no penalty – all subsequent withdrawals incur a 90 day dividend penalty | 3.50% | $173 |
| 12 monthsCompounded: Quarterly. Early withdrawal penalty = 90 days dividend earned or not | 3.55% | $355 |
| 18 monthsCompounded: Quarterly. Early withdrawal penalty = 90 days dividend earned or not | 2.83% | $427 |
| 24 monthsCompounded: Quarterly. Early withdrawal penalty = 90 days dividend earned or not | 2.93% | $595 |
| 30 monthsCompounded: Quarterly. Early withdrawal penalty = 90 days dividend earned or not | 1.00% | $252 |
| 36 monthsCompounded: Quarterly. Early withdrawal penalty = 90 days dividend earned or not | 1.00% | $303 |
Who can join Cleveland Bradley County Teachers Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.