Credit union · NCUA insured
Memorial Employees Financial Credit Union CD Rates
Memorial Employees Financial Credit Union’s best CD rate is 3.75% APY on a 1-year share certificate (CD). Terms run from 6 months to 4 years. Rates checked October 15, 2026.
How Memorial Employees Financial Credit Union’s CD rates compare
Compared with banks and credit unions near Miami, FL, where Memorial Employees Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Memorial Employees Financial Credit Union
3.75%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $375
Share Certificates
Top rate
Dort Financial Credit Union
5.00%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $457
2nd-highest rate
BrightStar Credit Union
5.00%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $2,763
Memorial Employees Financial Credit Union CD score
75
CD score
Higher than 39% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo3.15%
- 31–60 months31–60 mo2.50%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Memorial Employees Financial Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.75%APY · 6 terms
Early withdraw penalties may apply. Fees may reduce earnings. Low minimum deposit of only $1,000. Dividends compound annually or at maturity. Automatic renewal.
| Term | APY · $1,000 and up | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsEarly withdraw penalties may apply. Fees may reduce earnings | 3.60% | 3.60% | 3.60%3.60% from $25k | $178 |
| 12 monthsEarly withdraw penalties may apply. Fees may reduce earnings | 3.75% | 3.75% | 3.75%3.75% from $25k | $375 |
| 18 monthsEarly withdraw penalties may apply. Fees may reduce earnings | 3.15% | 3.15% | 3.15%3.15% from $25k | $476 |
| 24 monthsEarly withdraw penalties may apply. Fees may reduce earnings | 2.30% | 2.30% | 2.30%2.30% from $25k | $465 |
| 36 monthsEarly withdraw penalties may apply. Fees may reduce earnings | 2.25% | 2.25% | 2.25%2.25% from $25k | $690 |
| 48 monthsEarly withdraw penalties may apply. Fees may reduce earnings | 2.50% | 2.50% | 2.50%2.50% from $25k | $1,038 |
Who can join Memorial Employees Financial Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.