Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1336–1350 of 4,559 results
- INOVA Federal Credit UnionCertificatesCD · 6 months · $200 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: $200 minimum deposit to open. Terms range from 30 days to 6 years. Early withdrawal penalty applies. Dividends compounded and paid monthly. Offer subject to membership eligibility.
3.54% interest rate
Rate checked
More details - New Jersey Law & Public Safety Credit UnionCertificate of DepositCD · 6 months · $1,000 min · 3.55%–3.65% by balance
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: $1,000 minimum balance required. Penalty for early withdrawal. Dividends compounded and credited quarterly. Membership requires purchasing and maintaining at least 1 share ($50.00 par value).
3.50% interest rate · Effective Aug 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $10,000 3.55% $10,000 – $25,000Your amount 3.60% $25,000 and up 3.65% Rate checked
More details - Arlington Community Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000with conditionsRequirements
Product: Membership eligibility requirements apply. Penalty for early withdrawal may be imposed. Fees may reduce earnings. Minimum to earn dividends is $500. Platinum APYs are 0.10% higher for members maintaining total combined monthly household average balances of $50,000+.
Qualified rate · Effective Apr 17, 2026
Rate checked
More details - Langley Credit UnionCertificatesCD · 6 months · $100 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: Requires $5 deposit to Langley savings account for membership. Early withdrawal penalties apply (90 days dividends for 3-6 months, 180 days dividends for 12 months or greater). Dividends compound monthly.
3.54% interest rate
Rate checked
More details - WECUStash Add-On Savings CertificateCD · 6 months · $50 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: Allows unlimited additional deposits during the certificate term. $50 minimum opening balance. Early withdrawal penalty applies. Not available for business or IRA accounts.
Offer: Early withdrawal penalty of 90 days' dividends. Allows add-on deposits. ($50 minimum opening balance).
3.55% interest rate · Effective Oct 16, 2026
Rate checked
More details - First Community Credit UnionRegular Certificate of DepositCD · 6 months · $500 min · 3.60%–3.65% by balance
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: Minimum opening deposit $500. Membership eligibility applies.
Offer: For balances < $100K.
Rate by balance
Rate by balance for Regular Certificate of Deposit Balance APY Up to $100,000Your amount 3.60% $100,000 and upFor balances > $100K. 3.65% Rate checked
More details - Crossroads BankCertificates of Deposit (CDs)CD · 6 months · $2,000 min
Bank · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Offer: Frequency of Compounding: Semi-Annual; Early Withdrawal Penalty: 90 days interest
3.57% interest rate · Effective Oct 9, 2026
Rate checked
More details - Alliant Credit UnionCertificateCD · 6–11 months · $1,000 min
Credit union · Add a location to see nearby branches
3.60%APYRequirements
Product: Must be an Alliant Credit Union member. Dividends compound monthly and are paid on the last day of the month and at maturity. Early withdrawal penalty applies to principal withdrawals. No additional deposits allowed after opening. A Jumbo Certificate with balance falling below $75,000 converts to a Regular Certificate.
3.54% interest rate
Rate checked
More details - Advantage Federal Credit UnionTerm Share CertificatesCD · 6–11 months
Credit union · Add a location to see nearby branches
3.60%APYRequirements
Product: Multiple terms ranging from 6 to 60 months. Membership subject to eligibility. Federally insured by NCUA.
Offer: Dividends paid at maturity.
3.57% interest rate · Effective Oct 16, 2026
Rate checked
More details - Broadview Federal Credit UnionFixed Rate CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000with conditionsRequirements
Product: Broadview Membership is required. Dividends accrue daily and are paid the last day of the month. Minimum balance to open and obtain APY is $500 ($100 for 12-month add-on certificate).
Qualified rate · 3.53% interest rate · Effective Oct 16, 2026
Rate checked
More details - District #6 Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,0003.55% interest rate
Rate checked
More details - Elderton State Bank6 Months – Tier accountCD · 6 months · $1,000 min · 3.50%–3.70% by balance
Bank · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000intro rateRequirements
Product: A penalty will be imposed for early withdrawal. Daily balance: the amount of the principal in the account each day. Fees could reduce the earnings on the account. Rate may be different at time of renewal.
Promotional rate · 3.45% interest rate
Rate by balance
Rate by balance for 6 Months – Tier account Balance APY Up to $10,000 3.50% $10,000 – $50,000Your amount 3.60% $50,000 – $2,000,000 3.70% Rate checked
More details - Citadel Credit UnionCitadel Standard CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: Minimum deposit to open and earn standard APY is $500. New Money Required for 8-, 20-, and 32-month terms (Maximum deposit $1 Million per member; Offer not available for public funds). No deposits permitted after establishment. Automatically renews at maturity with a 10-calendar-day grace period. Early withdrawal penalty applies. $10 closing service fee (if applicable).
3.55% interest rate
Rate checked
More details - Utilities Employees Credit UnionAdvantages Certificate of DepositCD · 6 months · $500 min · 3.50%–3.70% by balance
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: Opening balance and minimum balance of $500 for all certificates. APY assumes dividends remain in the account until maturity and minimum balance is maintained. After opening, additional deposits cannot be made during the term. Penalty imposed for early withdrawal.
3.45% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Advantages Certificate of Deposit Balance APY $500 – $10,000 3.50% $10,000 – $75,000Your amount 3.60% $75,000 and up 3.70% Rate checked
More details - Adventure Credit UnionCertificate of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.60%APY$178 over 6 months on $10,000Requirements
Product: Available to anyone who lives, works, worships, or attends school in the State of Michigan; credit union membership requires a $5 share deposit. Early withdrawal penalty on 6-month certificate is 90 days loss of interest; on 12-month term or longer is 180 days loss of interest.
Offer: Early withdrawal penalty is 90 days loss of interest.
3.55% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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