Credit union · NCUA insured
District #6 Federal Credit Union
A $24.7M credit union headquartered in Hornell, NY, with 1,707 members and 1 branch in New York. Best rates: CDs 3.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs783.75%for 16–30 monthsCD rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About District #6 Federal Credit Union
District #6 Federal Credit Union is a member-owned nonprofit financial institution based in Hornell, New York.
The credit union was established on February 24, 1936, originally as District #6 New York State Highway Employees.
It adopted its current name on August 27, 1969, and relocated in 1986 to the Henderson-Smith State Office Building at 107 Broadway.
- Headquarters
- 107 Broadway, Hornell, NY 14843
- NCUA charter
- 1080
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school, businesses, and other legal entities in the City of Hornell or Town of Canisteo.
Employers and groups
- Employees of Arkport Cycles, Arkport.
- Employees of Cy’s Shurfine Foodmart, Arkport.
- Employees of District #6 Federal Credit Union.
- Employees of Gunlocke Company, Wayland.
Military, government and schools
- New York State employees of Department of Environmental Conservation \u2013 Bath Employees.
8 more ways to join
Military, government and schools
- New York State employees of Division of Military Affairs \u2013 Hornell.
- New York State employees of Department of Health \u2013 Hornell.
- New York State employees of Department of Labor \u2013 Hornell, Bath, Wellsville.
- New York State employees of Department of Transportation \u2013 Region 6.
- New York State employees of Office of General Services \u2013 Hornell.
- New York State employees of State Police \u2013 Hornell, Canisteo, Bath, Painted Post, Wayland.
Family and household
- Family membership including immediate family and household occupants.
Other ways
- Persons retired as pensioners or annuitants from the qualifying groups listed above.
Branches
1 branch in New York
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New York
1 branch
- District 6 Federal Credit UnionMain office107 Broadway, Hornell, NY 14843Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.46% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.68% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -1.13% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $43 | $59 | — |
- CapitalNet worth ratio7.46%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.68%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-1.13%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$43Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of District #6 Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.