Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 871–885 results
- Texas Bridge Credit UnionRegular Share CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Fees may reduce earnings.
Offer: Fees may reduce earnings.
3.75% interest rate · Effective Jul 1, 2026
Rate checked
More details - The Dolores State BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Quarterly compounding. Early withdrawal penalty may apply.
Offer: Quarterly compounding. No minimum balance required to earn APY. Early withdrawal penalty.
3.75% interest rate · Effective Sep 1, 2026
Rate checked
More details - United State BankCertificate of Deposit Current SpecialsCD · 6 months · $7,500 min
Bank · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000intro rateRequirements
Product: Interest is compounded monthly. Fees may reduce earnings. Penalty may apply for early withdrawal. At maturity, automatically renews at current specified rate for 12 months.
Offer: Minimum deposit of $7,500 to open and obtain APY. At maturity, automatically renews at current specified rate for 12 months. Interest is compounded monthly. Early withdrawal penalty may apply.
Promotional rate · 3.74% interest rate · Compounded monthly · Effective Jan 8, 2026
Rate checked
More details - Climb Credit UnionShare CertificateCD · 6 months · $500 min · 3.80%–3.90% by balance
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Membership eligibility required. Fixed rate. Automatic renewal with 10 day grace period. Early withdrawal penalty applies (90 days dividends). Additional deposits not allowed.
3.74% interest rate · Effective Mar 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $50,000Your amount 3.80% $50,000 and up 3.90% Rate checked
More details - California Highway Patrol Credit UnionCertificatesCD · 6 months · $2,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: CAHP Credit Union membership required. $2,000 minimum deposit required to open and maintain certificate account. Substantial penalty for early withdrawal. APY assumes dividends are reinvested and remain in the account for the duration of the term. Rates subject to change without notice.
Offer: CAHP Credit Union membership required. $2,000 minimum deposit required to open and maintain certificate account.
Rate checked
More details - RECUTerm Share AccountsCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,0003.75% interest rate
Rate checked
More details - Pacific Horizon Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Allows deposits at any time. $500.00 Minimum.
3.74% interest rate
Rate checked
More details - GECUPersonal Certificate Accounts (Fixed rate)CD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Membership eligibility is required. Must have a GECU share account ($10 deposit) to open a certificate account. Dividends are accurate as of Tuesday, October 20, 2026. Early-withdrawal penalties apply.
Offer: Annual/Maturity Crediting. Average daily balance requirement of $2,500.
3.75% interest rate · Effective Oct 20, 2026
Rate checked
More details - Old Exchange National BankCertificate of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000intro rateRequirements
Product: Interest rate is fixed for the selected term. Interest may be credited to the CD, another deposit account, or paid by check. Substantial penalty for early withdrawal; penalty applies only to the portion of principal withdrawn. 10 calendar-day grace period after maturity to withdraw without penalty; otherwise the CD automatically renews. Redeeming during the grace period pays no interest from maturity to redemption.
Offer: 182 Day term. Minimum balance $2,500 to obtain APY. Substantial penalty for early withdrawal. Rates effective October 20, 2026 to October 26, 2026.
Promotional rate · 3.75% interest rate · Effective Oct 20, 2026
Rate checked
More details - First Western BankSpecial Rate CDsCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000intro rateRequirements
Product: $2,500.00 minimum balance required to open an account and obtain APY. APY assumes interest remains on deposit until maturity. Early withdrawal may reduce earnings and may be subject to penalty. Rates and terms are subject to change without notice prior to account opening. Offer may be withdrawn at any time.
Promotional rate · 3.75% interest rate · Effective Oct 16, 2026
Rate checked
More details - Longview Community BankCertificate SpecialsCD · 6 months · $5,000 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Offer: Interest paid at maturity (Renewable)
3.75% interest rate
Rate checked
More details - Westside State BankSpecial CDsCD · 6 months · 3.79%–4.04% by balance
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Deposit amount < $100,000. Penalty for early withdrawal.
3.75% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Special CDs Balance APY Up to $100,000Your amount 3.79% $100,000 and upDeposit amount => $100,000. 4.04% Rate checked
More details - Westside State BankCertificates of Deposit (CDs)CD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal. No setup or maintenance fees.
Offer: Penalty for early withdrawal.
3.75% interest rate · Effective Sep 18, 2026
Rate checked
More details - Polish-American FCUCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000Requirements
Product: Rates may increase .2% when a member qualifies for loyalty benefits. Minimum deposit $500.
Offer: Standard APY. Rates may increase .2% (APY as high as 3.99%) when a member qualifies for loyalty benefits.
Effective Oct 15, 2026
Rate checked
More details - Emporia State Federal Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.79%APY$188 over 6 months on $10,000intro rateRequirements
Product: Personal accounts only. Penalty for early withdrawal of 6 months interest which can reduce the principal. At maturity, certificate reinvests for the same term at the fixed-rate in effect at the time unless indicated otherwise. Insured up to $250,000 per account. IRA Certificates are excluded.
Offer: 6 Months
Promotional rate · 3.75% interest rate · Effective Oct 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank