Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 676–690 results
- SchoolsFirst FCUShare CertificateCD · 6–11 months · $500 min · 3.85%–4.05% by balance
Credit union · Add a location to see nearby branches
3.85%APYRequirements
Product: At maturity, account automatically renews for the same term at the current rate. During the 10-day grace period, may change term, balance, or make withdrawals without penalty.
3.78% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and upYour amount 3.85% $20,000 and up 3.90% $50,000 and up 3.95% $100,000 and upJumbo tier. 4.00% $250,000 and upJumbo tier. 4.05% Rate checked
More details - OC Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Certificate rates fixed at time of investment. Minimum deposit $500.00. Total certificate balances qualify for rate. Substantial penalty for early withdrawal. Early withdrawal penalty is 180 days of dividends. Membership share of $5.00 required.
Offer: Premium Membership (Basic + 10 bps).
3.78% interest rate · Effective Oct 1, 2026
Rate checked
More details - New Frontier BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,0003.80% interest rate · Effective Oct 1, 2026
Rate checked
More details - Community Bank of CameronCertificate of Deposit (CD)CD · 6 months · $1,000 min · 3.50%–4.00% by balance
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Compounded quarterly. Early withdrawal penalties may apply.
Offer: 182 Day term.
3.46% interest rate · Compounded quarterly
Rate by balance
Rate by balance for Certificate of Deposit (CD) Balance APY $1,000 and up 3.50% $10,000 and upYour amount 3.85% $20,000 and up 4.00% Rate checked
More details - Community Bank TopekaCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Personal accounts only. Minimum balance to open and obtain APY is $1,000.00. A penalty may be imposed for early withdrawal.
3.80% interest rate · Effective Oct 13, 2026
Rate checked
More details - Arbuckle Federal Credit UnionShare Certificates ($1,000 – $99,999)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,0003.79% interest rate · Balance cap $99,999 · Effective Jan 14, 2026
Rate checked
More details - Fidelis Catholic Credit UnionShare CertificatesCD · 6–11 months
Credit union · Add a location to see nearby branches
3.85%APYRequirements
Product: Membership eligibility applies. Fees or withdrawals may reduce earnings. APY and interest rates may change after account opening.
Offer: Compounded monthly.
3.78% interest rate · Compounded monthly · Effective Oct 9, 2026
Rate checked
More details - Auburn Savings Bank, FSBCertificate of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: A penalty will be imposed for early withdrawal. Annual Percentage Yield assumes interest remains on deposit until maturity.
Offer: CD Special.
3.78% interest rate · Effective Oct 8, 2026
Rate checked
More details - Cochise Credit UnionCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Certificate accounts pay a higher interest rate and are available in terms ranging from 6 months to 5 years. There is a $1,000 minimum balance and interest is paid monthly. When your certificate come due, we will send you a notice and give you ten business days to cash or change the terms of the certificate. After the ten days, we will automatically renew it for you! Early withdrawal penalties may apply.
Effective Oct 9, 2026
Rate checked
More details - Ventura County Credit UnionGet Fit CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Automatic deposits until preset goal is reached, then balance is transferred to a special 6-month Certificate.
Offer: Basic tier for $500 or $1,000 preset goal.
3.78% interest rate · Effective Oct 1, 2026
Rate checked
More details - Parks Heritage Federal Credit UnionCertificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Membership eligibility required: open to those who live, work, worship, or volunteer in Essex, Hamilton, Saratoga, Washington, and Warren counties in New York state, as well as immediate family members of. A $5 deposit into a Share Savings Account is required for membership. No monthly maintenance fees. Early withdrawal penalties may apply. Dividends compounded and paid monthly on the last day of each month.
Offer: Fixed rates with a guaranteed return; early withdrawal penalty may apply; dividends compounded and paid monthly on the last day of each month.
Rate checked
More details - Maple City Savings BankCertificates of Deposit (CDs)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: No setup or maintenance fees. Rates are compounded daily and calculated on a 365/360 format. Penalty for early withdrawal.
3.73% interest rate · Compounded daily · Effective Sep 28, 2026
Rate checked
More details - Citizens Bank & Trust Co.CertificatesCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
3.80% interest rate · Effective Oct 5, 2026
Rate checked
More details - Corda Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000intro rateRequirements
Product: Membership Savings account is required to obtain Corda Credit Union products. Minimum $1,000 to open. Interest compounded quarterly. Penalty for early withdrawal on up-to-36-month certificates of deposit is 180 days loss of interest on the amount withdrawn.
Offer: CD special available only for a limited time. Interest compounded quarterly. Membership Savings account required.
Promotional rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Isabella Community Credit UnionCertificates of DepositCD · 6 months · $500 min · 3.65%–3.85% by balance
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Minimum Share Certificate Balance: $500. Interest is compounded monthly. Penalty for early withdrawal. Rates are guaranteed for the specific term, based on the date of issue.
Compounded monthly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 3.65% $10,000 and upYour amount 3.85% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank