Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 601–615 results
- Middlesex Savings BankFreedom Platinum Certificate of DepositCD · 6 months · $250 min
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000with conditionsRequirements
Product: Requires a Freedom Platinum Checking account. Minimum deposit to open is $250. $10 minimum balance is required to earn APY. Rate is guaranteed for the length of the term. Early withdrawal penalties apply.
Offer: Requires Freedom Platinum Checking account.
Qualified rate · 3.83% interest rate · Effective Oct 15, 2026
Rate checked
More details - Countryside BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Substantial penalty for early withdrawal.
Offer: Compounds Quarterly.
3.84% interest rate
Rate checked
More details - ALABAMA POSTALShare Certificates (CD's)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Effective Aug 1, 2026
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More details - SalemVA Credit UnionShare CertificateCD · 6 months · $10,000 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Terms range from 6 months to 5 years. Low $1,000 minimum. There could be a substantial penalty for early withdrawal. Fees could reduce the earnings on the account.
3.83% interest rate · Effective Oct 15, 2026
Rate checked
More details - Columbine FCURegular Share CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Early withdrawal penalty may apply: 90 days dividends for terms of 1 year or less, 180 days dividends for terms longer than 1 year. Membership eligibility required. Federally insured by NCUA.
Rate checked
More details - Jordan Credit UnionCertificate AccountCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Early withdrawals from Certificate Accounts are subject to fees and penalties that may reduce the earnings or the principal of the Certificate. Dividends are paid monthly. Membership eligibility required.
3.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - Meijer Credit UnionCertificate of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Earn higher dividends than regular share savings. Terms available from 6 to 60 months. Automatic renewal at maturity. Early withdrawal penalties apply. $500 minimum deposit to open.
Offer: Annual Percentage Yield for all CDs and IRA CDs includes a .25% bonus for Meijer Team members, Meijer retirees and current MCU members. Early withdraw penalties may apply, and may reduce earning.
3.84% interest rate · Effective Oct 7, 2026
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More details - Amplify Credit UnionPersonal Certificate of Deposit (CD)CD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Minimum deposit and balance of $500 required to obtain advertised APY. Funds may be added to CDs with terms of 12 months or less; terms above 12 months lock in the deposit amount. Deposit products are fee-free.
Offer: Minimum balance of $500 required to obtain advertised APY. Funds may be added during term.
3.84% interest rate · Effective Oct 6, 2026
Rate checked
More details - TEXAR Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal on term share certificates. Fees may reduce earnings on the account. Membership required.
3.83% interest rate · Effective Oct 3, 2026
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More details - Glass City Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Dividends for 3-month term are paid at maturity and do not compound; dividends for 6-60 month terms compound and are paid quarterly. Minimum opening deposit is $1,000 for 3-month CD and $500 for 6-60 month CDs. Early withdrawal penalties apply. Automatic renewal with 7-day grace period. Membership open to anyone who lives, works, worships, or attends school in Lucas, Wood, Fulton, or Ottawa Counties, OH.
Offer: Dividends compounded and paid quarterly. Early withdrawal penalty is forfeiture of dividends earned since date of issuance or 90-days’ dividends, whichever is smaller.
3.84% interest rate · Effective Oct 1, 2026
Rate checked
More details - Trust Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Effective Oct 5, 2026
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More details - 3.90%APY$193 over 6 months on $10,000intro rate
Requirements
Product: Personal accounts only. Early withdrawal penalty may apply. Automatically renews at standard Personal Account CD rates at maturity unless instructed otherwise.
Offer: Simple interest compounding. Minimum opening deposit $2,500.
Promotional rate · 3.86% interest rate · Effective Oct 2, 2026
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More details - Winchester Co-operative BankTerm Deposit Certificates (TDC)CD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Penalty may be applied on funds withdrawn prior to maturity for all term deposit certificates. Fees charged could reduce earnings on an account.
Offer: 6 Month TDC. Minimum daily balance to obtain APY $10.00. Minimum deposit to open $500.00.
3.83% interest rate · Effective Oct 1, 2026
Rate checked
More details - Nebraska Energy Federal Credit UnionShare Certificate SpecialCD · 6 months · $5,000 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000intro rateRequirements
Product: Members are limited to one share certificate special. Rate subject to change. Additional deposits not allowed during the term. Automatically renewable at maturity at prevailing 1-year share certificate rate.
Offer: Limit One Per Member.
Promotional rate · Effective Sep 1, 2026
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More details - Metro Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$193 over 6 months on $10,000Requirements
Product: Requires Metro Credit Union membership ($1.00 par value share). Early withdrawal penalties apply (<=29 months: 180 days' dividends; 30-59 months: 365 days' dividends; >=60 months: 730 days' dividends). Compounded and credited monthly. Additional deposits not allowed until maturity. Certificates in excess of $1,000,000 may be refused. Federally insured by NCUA up to $250,000.
Offer: 6 Month Certificate. $500 minimum opening deposit and balance to earn APY. Fixed rate. Early withdrawal penalty of 180 days' dividends.
3.83% interest rate · Effective Oct 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank