Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1306–1320 of 4,559 results
- Loyalty CUShare CertificateCD · 6 months · $250 min
Credit union · Add a location to see nearby branches
3.62%APY$179 over 6 months on $10,000Requirements
Product: Minimum balance of $250 required. Penalty for early withdrawal applies.
Offer: Penalty for early withdrawal applies.
3.56% interest rate · Effective Mar 1, 2025
Rate checked
More details - Noble Credit UnionShare CertificateCD · 6 months · $500 min · 3.56%–3.71% by balance
Credit union · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,000Requirements
Product: Membership eligibility required. Penalty may be imposed for early withdrawal. Minimum deposit requirements apply and may vary by certificate tier.
3.50% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 3.56% $10,000 and upYour amount 3.61% $50,000 and up 3.66% $100,000 and up 3.71% $250,000 and up 3.71% Rate checked
More details - 3.61%APY$179 over 6 months on $10,000
Requirements
Product: Minimum to open $500. Penalty may be imposed for early withdrawal. Rates subject to change without notice. Minimum balance of $500 required to obtain stated APY. Fees may reduce earnings.
Offer: Minimum to open $500. Minimum balance of $500 required to obtain stated APY. Penalty may be imposed for early withdrawal.
3.55% interest rate · Effective Oct 23, 2026
Rate checked
More details - Panhandle First BankCertificates of DepositCD · 6 months · $1,000 min · 3.61%–3.71% by balance
Bank · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,000intro rateRequirements
Product: No setup or maintenance fees. Early withdrawal penalty applies. 10-day grace period at maturity.
Offer: Penalty for early withdrawal. Must maintain a balance of $1,000.00 to obtain APY.
Promotional rate · 3.55% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $49,999Your amount 3.61% $50,000 and upFor CD amounts over $250,000, please contact the bank. 3.71% Rate checked
More details - Guadalupe Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,000intro rateRequirements
Product: Early surrender penalties apply.
Promotional rate · 3.55% interest rate · Effective Oct 22, 2026
Rate checked
More details - Seaboard Federal Credit UnionCertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,000Requirements
Product: Early withdrawal penalty: For term of 18 months or less, forfeiture is equal to one month of dividends whether earned or not; for term of more than 18 months, forfeiture is equal to six months of dividends whether earned or not. Choice of dividend payment, either monthly or posted at maturity. Flexible maturities from 3 Months to 5 Years.
3.55% interest rate · Effective Oct 7, 2026
Rate checked
More details - Castroville State BankCertificate of DepositCD · 6 months · $1,000 min · 3.61%–3.97% by balance
Bank · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,000Requirements
Product: Early withdrawal penalties may apply.
3.55% interest rate
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $25,000Your amount 3.61% $25,000 – $100,000 3.82% $100,000 and upJUMBO'S 3.97% Rate checked
More details - First Federal Savings BankCertificates of Deposit (CDs)CD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,000Requirements
Product: Early withdrawal penalties apply (90 days interest for terms <= 1 year; 180 days interest for terms > 1 year). Auto-renewable at interest rate in effect on renewal date.
Offer: Compounded monthly.
3.55% interest rate · Compounded monthly
Rate checked
More details - First Bank & TrustCertificates of DepositCD · 6 months · $1,500 min · 3.61%–3.66% by balance
Bank · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,000Requirements
Product: Rates & APYs are based on monthly compounding. Penalties may be imposed for early withdrawal. Minimum balance to open CD is $1,500. Relationship Pricing on CD's – Additional FB&T product and service relationships may increase listed rates.
3.55% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,500 – $10,000 3.61% $10,000 – $25,000Your amount 3.61% $25,000 – $100,000 3.61% $100,000 – $250,000 3.66% $250,000 and up 3.66% Rate checked
More details - Responders Emergency Services Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,0003.55% interest rate · Effective Sep 24, 2026
Rate checked
More details - FedFinancial Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,000Requirements
Product: APY is based on a $1,000 deposit and may vary based on the amount of deposit. Early withdrawal penalty applies: 90 days' dividends for terms less than 1 year, 180 days' dividends for terms of 1 year or more.
Offer: APY is based on a $1,000 deposit and may vary based on the amount of deposit.
3.55% interest rate · Effective Oct 3, 2026
Rate checked
More details - Riverside Savings BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,000Requirements
Product: Rates and terms vary. Fixed rates for the term you choose. A penalty may be imposed for early withdrawal.
Offer: Minimum Balance to Open & Earn APY: $1,000. A penalty may be imposed for early withdrawal.
3.55% interest rate
Rate checked
More details - NextStep Federal Credit UnionCertificate AccountsCD · 6 months
Credit union · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,000Requirements
Product: Step-up option available on 36-60 month certificates. Additional 10 basis points (0.10%) for deposits over $50,000.
3.55% interest rate
Rate checked
More details - Nizari Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,000Requirements
Product: Must maintain membership with at least one par value share ($100) in primary Share Savings account. Penalty for early withdrawal.
3.55% interest rate · Effective Mar 31, 2026
Rate checked
More details - Wichita Falls Federal Credit UnionCertificate of DepositCD · 6 months · 3.61%–3.71% by balance
Credit union · Add a location to see nearby branches
3.61%APY$179 over 6 months on $10,0003.55% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Any balanceYour amount 3.61% $50,000 and up 3.71% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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