Credit union · NCUA insured
Responders Emergency Services Credit Union CD Rates
Top CarrotResponders Emergency Services Credit Union’s best CD rate is 3.66% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Responders Emergency Services Credit Union’s CD rates compare
Compared with banks and credit unions near Spokane, WA, where Responders Emergency Services Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Responders Emergency Services Credit Union
3.66%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $366
Share Certificates
Top rate
Ironworkers USA Credit Union
4.75%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $973
2nd-highest rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
Responders Emergency Services Credit Union CD score
75
CD score
Higher than 38% of U.S. banks and credit unions
- 3–8 months3–8 mo3.61%
- 9–15 months9–15 mo3.66%
- 16–30 months16–30 mo3.30%
- 31–60 months31–60 mo2.75%
- QualifiedQualified3.66%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Responders Emergency Services Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.66%APY · 7 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.61% | $179 |
| 12 months | 3.66% | $366 |
| 18 months | 3.30% | $499 |
| 24 months | 3.00% | $609 |
| 36 months | 2.75% | $848 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.75% | $1,453 |
Sources (1)
- myrescu.org/share-certificates · captured Oct 4, 2026
Special-purpose accounts
IRA Certificates
Up to 3.66%APY · 7 terms
Available for Traditional and Roth IRAs.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.61% | $179 |
| 12 months | 3.66% | $366 |
| 18 months | 3.30% | $499 |
| 24 months | 3.00% | $609 |
| 36 months | 2.75% | $848 |
| 48 months | 2.75% | $1,146 |
| 60 months | 2.75% | $1,453 |
Who can join Responders Emergency Services Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Active, prior, or retired employees, certified/commissioned individuals, and support staff of Law Enforcement related agencies and organizations in Washington State and specified Idaho counties are eligible for membership.
- Active, prior, or retired employees, certified/commissioned individuals, and support staff of Firefighter related agencies and organizations in Washington State and specified Idaho counties are eligible for membership.
- Active, prior, or retired employees, certified/commissioned individuals, and support staff of Emergency Medical Services related agencies and organizations in Washington State and specified Idaho counties are eligible for membership.
Family and household
- Family members sponsored by a current RESCU member in good standing are eligible for membership.
Membership information collected October 4, 2026.