Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1186–1200 of 4,559 results
- Fidelity BankCertificate of Deposit (CD)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.68%APY$182 over 6 months on $10,000Requirements
Product: Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Requires Plus Spending relationship.
Effective Oct 13, 2026
Rate checked
More details - Cape Cod 5Certificates of Deposit (CDs)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.68%APY$182 over 6 months on $10,000with conditionsRequirements
Product: Available to new and existing customers. Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal. 91 Day CD includes one penalty-free withdrawal per term after seven days from account opening.
Offer: Available exclusively to PrimaryPlus relationship customers.
Qualified rate · Effective Oct 13, 2026
Rate checked
More details - The Farmers State Bank6 Month Fixed Interest Rate CDCD · 6 months · $500 min · 3.68%–3.79% by balance
Bank · Add a location to see nearby branches
3.68%APY$182 over 6 months on $10,000Requirements
Product: Compounded semi-annually. Automatically renewable.
3.65% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for 6 Month Fixed Interest Rate CD Balance APY $500 and upYour amount 3.68% $50,000 and up 3.79% Rate checked
More details - Norstar Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.68%APY$182 over 6 months on $10,000Requirements
Product: CD Rates minimum of $1,000.00. Penalty required for early withdrawal. Members should call the credit union to verify rates.
Offer: Penalty required for early withdrawal. Minimum of $1,000.00.
3.65% interest rate · Effective Oct 3, 2026
Rate checked
More details - Armco Credit UnionCertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.68%APY$182 over 6 months on $10,000Requirements
Product: Minimum opening deposit is $1,000 for adults/consumer certificates and $250 for youth under 18. Early withdrawal penalty is 1 month of interest plus $25.00. Automatically renews for the same term with a 7-day grace period after maturity to redeem without penalty.
Offer: Income certificate. $1,000 minimum opening deposit for consumer/adults, $250 for youth under 18. Early withdrawal penalty applies (1 month interest + $25.00). Automatically renews for 6 months with a 7-day grace period. Dividends paid monthly into savings account.
3.65% interest rate
Rate checked
More details - Rolette State BankCertificates of Deposit (CDs)CD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.68%APY$182 over 6 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal.
Offer: 6 Month CD. Penalty may be imposed for early withdrawal.
3.65% interest rate · Effective Jan 8, 2026
Rate checked
More details - First Southern State BankCertificates of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.68%APY$182 over 6 months on $10,000Requirements
Product: Interest paid monthly or at maturity. Penalties for early withdrawal: maturity of 12 months or less is 1 month of interest; maturity of greater than 12 months is 3 months of interest.
Offer: Term: 6 Months.
3.65% interest rate · Effective Mar 24, 2026
Rate checked
More details - Sunlight Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.67%APY$182 over 6 months on $10,000Requirements
Product: Membership eligibility required. Early withdrawal penalties apply.
Offer: Dividends are compounded daily. Dividends are credited monthly. Early withdrawal penalty: 90 Days Interest.
3.60% interest rate · Compounded daily · Effective Oct 16, 2026
Rate checked
More details - Highmark Federal Credit UnionCertificates of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.67%APY$182 over 6 months on $10,000with conditionsRequirements
Product: Early withdrawal penalty is half the remaining dividends at the time of withdrawal. Honors and Platinum rates apply to Honors and Platinum Rewards Members (* indicates Dividend Rate). Honors Rate and Platinum Rate bumps do not apply to Limited Time Only specials.
Offer: Applies to Platinum Rewards Members (* indicates Dividend Rate).
Qualified rate · 3.60% interest rate · Effective Oct 1, 2026
Rate checked
More details - Metropolitan L FCUShare Certificate of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.67%APY$182 over 6 months on $10,000Requirements
Product: Dividends calculated daily, paid quarterly. Available terms: 3 to 60 months.
3.60% interest rate · Effective Jun 30, 2026
Rate checked
More details - Home Bank of CaliforniaCertificates of DepositCD · 6–8 months · $10,000 min
Bank · Add a location to see nearby branches
3.67%APYRequirements
Product: No service charges. Interest compounded daily and paid monthly. Substantial penalty for early withdrawal. Express Personal Banking online account opening available for select CDs.
Offer: Qualifies for opening a Companion Savings Account.
3.60% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Tri-Valley BankTime Certificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.67%APY$182 over 6 months on $10,000Requirements
Product: Available to individuals, businesses, organizations, and corporations. Early withdrawal penalties may apply. Rates may change without notice and at any time.
Offer: Compounding frequency: At Maturity. Term: 182 Days.
3.64% interest rate · Effective Sep 23, 2026
Rate checked
More details - Public Service Federal Credit UnionCertificate AccountCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.67%APY$182 over 6 months on $10,000Requirements
Product: After opening, additions cannot be made until maturity. Early withdrawal penalty of 90 days' worth of interest may be imposed. Account automatically renews at maturity with a 10 calendar day grace period.
3.60% interest rate · Effective Jun 1, 2024
Rate checked
More details - Alcon Employees Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.67%APY$182 over 6 months on $10,000Requirements
Product: A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. The CD will not renew automatically at the end of the term. Interest is compounded monthly and credited monthly.
3.60% interest rate · Compounded monthly · Effective Sep 18, 2025
Rate checked
More details - Alcon Employees Federal Credit UnionCertificate SpecialCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.67%APY$182 over 6 months on $10,000intro rateRequirements
Product: A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. The CD will not renew automatically at the end of the term. Interest is compounded monthly and credited monthly.
Promotional rate · 3.60% interest rate · Compounded monthly · Effective Sep 18, 2025
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Popular DirectBank
- Synchrony BankBank