Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1156–1170 of 4,559 results
- Point Breeze Credit UnionJumbo CDCD · 6 months · $10,000 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Compounded and credited monthly. Minimum balance to open is $10,000. Early withdrawal penalties may apply if any portion of the principal is withdrawn prior to maturity.
Offer: 6 Month Jumbo CD. Interest compounded and credited monthly.
Effective Oct 3, 2026
Rate checked
More details - Coast Line Credit UnionCertificate AccountsCD · 6 months · $2,000 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Membership and eligibility required. $2,000 minimum deposit. Fixed, guaranteed rate locked for term of certificate. Early withdrawal penalty applies.
Offer: Fixed dividend rate 3.639%
3.64% interest rate · Effective Oct 3, 2026
Rate checked
More details - Farm Bureau BankCertificate of Deposit [CD]CD · 6 months · $1,000 min · 3.70%–3.80% by balance
Bank · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Interest is compounded daily and paid monthly. Early withdrawal penalties apply and may reduce earnings. Only withdrawals of interest credited are allowed prior to maturity. Automatically renewed at the current rate for the same term.
3.64% interest rate · Compounded daily
Rate by balance
Rate by balance for Certificate of Deposit [CD] Balance APY $1,000 – $49,999Your amount 3.70% $50,000 and upJumbo CD tier. 3.80% Rate checked
More details - Vermont Federal Credit UnionTerm Share CertificateCD · 6 months · $5 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000intro rateRequirements
Product: Must be a member of Vermont Federal Credit Union ($5 share deposit in Primary Share account required for membership). Early withdrawal penalty applies. Dividends compounded monthly using the daily balance method.
Promotional rate · 3.64% interest rate · Compounded monthly · Effective Sep 17, 2026
Rate checked
More details - First Heritage Federal Credit UnionCertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Membership eligibility required. Penalties may be imposed for early withdrawal. Dividends earned daily and credited monthly. Member forfeits dividends if account is closed before dividends accrue.
3.64% interest rate · Balance cap $99,999.99 · Effective Sep 23, 2026
Rate checked
More details - Trumark Credit UnionCertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,0003.64% interest rate · Effective Sep 18, 2026
Rate checked
More details - SouthPoint Financial Credit UnionCertificatesCD · 6 months
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates. Fees may reduce earnings.
Offer: Current deposits
3.67% interest rate · Effective Sep 1, 2026
Rate checked
More details - Direct Federal Credit UnionCD Share CertificatesCD · 6 months · $250 min · 3.70%–3.75% by balance
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000with conditionsRequirements
Product: APY shown assumes account is paired with an active Direct Advantage Checking; without it, APY is 0.10% lower. New money only. Monthly fee is $0. Early withdrawal penalty applies.
Offer: Assumes paired with active Direct Advantage Checking (0.10% lower APY without it). New money only.
Qualified rate · 3.63% interest rate · Effective Dec 20, 2025
Rate by balance
Rate by balance for CD Share Certificates Balance APY $250 – $100,000Your amount 3.70% $100,000 and up 3.75% Rate checked
More details - Potlatch No 1 Financial Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Available to members who live or work in 19 counties in Idaho, 8 counties in Oregon, and the entire state of Washington. Dividends paid quarterly. APY assumes dividends remain on deposit until maturity. Early withdrawal penalty applies: 90 days' dividends for terms under 1 year and 180 days' dividends for terms 1 year or longer. 10-day grace period at maturity.
Offer: Minimum average daily balance of $500.00 required to obtain APY.
3.65% interest rate · Effective Sep 22, 2026
Rate checked
More details - 3.70%APY$183 over 6 months on $10,000
Requirements
Product: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions. Daily balance method used. No additional deposits permitted. No withdrawals during first 7 calendar days after initial deposit. Automatically renews with a 10-day grace period.
Offer: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
3.63% interest rate · Effective Dec 18, 2025
Rate checked
More details - Civic Federal Credit UnionChoice CertificateCD · 6–11 months · $250 min
Credit union · Add a location to see nearby branches
3.70%APYwith conditionsRequirements
Product: Civic membership required. Fixed-rate account; dividends are compounded monthly and may be paid monthly or rolled back into certificate account at maturity. Early withdrawal penalty applies (6-11 months = forfeiture of 90 days' dividends; 12-60 months = forfeiture of 180 days' dividends).
Qualified rate · 3.63% interest rate · Compounded monthly · Effective Sep 2, 2026
Rate checked
More details - ElecTel Cooperative Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Dividends compounded and posted monthly. Early withdrawal subject to penalty. 10-day grace period at maturity.
Offer: 180 Day term. Dividends compounded and posted monthly. Early withdrawal subject to penalty.
3.64% interest rate · Effective Jun 29, 2026
Rate checked
More details - Azalea City Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: $1,000.00 Minimum on all CD’s. CD’s pay interest Quarterly, Unless the account pays Monthly interest checks.
Offer: Term: 6 Months
Rate checked
More details - MembersFirst Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Minimum opening balance of $1,000 is required to earn dividends on all Certificates of Deposit ($500 for CU Succeed account holders). Early withdrawal penalties apply.
Offer: Term 6 Months. CU Succeed account holders can open with a minimum balance of $500.
3.64% interest rate · Effective Jan 12, 2026
Rate checked
More details - City County Employees Credit UnionShare Certificate (CD) AccountCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.70%APY$183 over 6 months on $10,000Requirements
Offer: Interest frequency: Monthly.
3.70% interest rate · Effective Nov 19, 2025
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,559 CDs at 3,998 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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