Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 856–870 results
- 3.80%APY$188 over 6 months on $10,000
Requirements
Product: Rates and APYs are fixed for the term upon opening and subject to change upon renewal. Penalty may be imposed for early withdrawal.
Offer: Penalty may be imposed for early withdrawal.
Effective Aug 20, 2026
Rate checked
More details - Bellwether Community Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000with conditionsRequirements
Product: Minimum of $500 needed to open and obtain dividends. Dividends are compounded and paid monthly. Early withdrawal will result in a loss of earnings penalty. Loyalty Pays Premium Certificate Rate requires an active consumer checking account and active debit card with at least one debit card transaction in the current month.
Qualified rate · 3.74% interest rate · Effective Sep 1, 2026
Rate checked
More details - Homewood Federal Savings BankCertificates of DepositCD · 6 months · $500 min · 2.00%–3.80% by balance
Bank · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000intro ratePromotional rate · 1.97% interest rate · Effective Nov 11, 2025
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 and up 2.00% $7,500 and upYour amount 3.80% Rate checked
More details - Med Park Credit UnionShare certificate/Certificate of depositCD · 6 months
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Funds are locked in for a specific term and earn a fixed rate that is higher than share/savings account. Membership requires completing payment of one share in Regular Share account.
Rate checked
More details - First Carolina People's Credit UnionShare CertificatesCD · 6 months · $5,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Fees could reduce the earnings on the account. Advertised Rates are subject to change without notice.
3.75% interest rate · Effective May 11, 2026
Rate checked
More details - Morehead Community Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Minimum investment of $1,000.00. Monthly interest checks available. Can be used as collateral on a Shared Secure Loan.
3.75% interest rate · Effective Aug 1, 2026
Rate checked
More details - Commonwealth Community BankCertificates of DepositCD · 6 months · $5,000 min
Bank · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000intro rateRequirements
Product: Penalty may be assessed for early withdrawal.
Offer: LIMITED TIME ONLY
Promotional rate · 3.75% interest rate
Rate checked
More details - Signet Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Minimum deposit is $1,000.00. Rates and terms are adjusted periodically to reflect market conditions.
Offer: Minimum balance requirement to open and earn APY is $1,000.00. Automatically renews into a 12-Month certificate at maturity with a 10-calendar-day grace period. Early withdrawal penalty is 90 days interest. No additional deposits allowed once established.
Effective Mar 2, 2026
Rate checked
More details - Infirmary FCUShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Minimum deposit of $500 to open. Dividends compounded and paid quarterly. Penalty for early withdrawal. Automatically rolls over at maturity with a 10-day grace period.
3.75% interest rate · Effective Sep 1, 2026
Rate checked
More details - MECUCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: No monthly service fee. Early withdrawal penalty may apply. Automatically renews at maturity with a 10-day grace period.
Offer: Dividends compounded quarterly; paid monthly will receive a check and will not compound.
3.75% interest rate · Compounded quarterly
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More details - White Eagle Credit UnionTerm Share AccountsCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Membership required ($25 deposit to purchase membership share; open to residents of Butler County, Harvey County, and adjacent counties). Early withdrawal penalties apply.
3.73% interest rate · Effective Mar 2, 2026
Rate checked
More details - Eastbank, N.A.Certificate of Deposit (CD)CD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Interest is compounded daily and paid at maturity. Early withdrawal penalty applies.
Offer: Early withdrawal penalties may apply. Interest compounded daily and paid at maturity.
3.73% interest rate · Compounded daily · Balance cap $100,000 · Effective Jun 30, 2026
Rate checked
More details - Morrisons Cove 1st FCUShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000intro rateRequirements
Product: $500 minimum initial deposit. Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.
Offer: Interest compounded monthly. Penalty for early withdrawal. Rates subject to change.
Promotional rate · Compounded monthly · Effective May 1, 2026
Rate checked
More details - Mon Valley Community Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal.
3.75% interest rate · Effective Sep 25, 2025
Rate checked
More details - Illinois State Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.80%APY$188 over 6 months on $10,000Requirements
Product: Early withdrawal penalty on all CDs is 1% of amount withdrawn per year of the original CD term.
3.74% interest rate · Effective Jul 31, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank