Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 706–720 results
- Lighthouse Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Must be or become a member of Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. Dividends remain in certificate until maturity; early withdrawal penalty may apply.
3.78% interest rate · Effective Oct 2, 2026
Rate checked
More details - Lookout Credit UnionLimited Time CD SpecialsCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000intro rateRequirements
Product: New money is required. $500 minimum opening deposit. Early withdrawal penalty applies. Offer not available with any other rate increases or promotional rates. Membership qualifications may apply.
Offer: New money required.
Promotional rate · Effective Apr 27, 2026
Rate checked
More details - VacationLand Federal Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Membership eligibility required with a minimum deposit of $5 in a savings account. Penalty may be imposed for early withdrawal.
Effective Sep 22, 2026
Rate checked
More details - Fidelity BankCertificates of DepositCD · 6 months · $10,000 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000with conditionsRequirements
Product: All CDs are auto-renewable; penalty may be imposed for early withdrawal. Rates apply for clients with Relationship Checking, Performance Checking, Reliance Checking, or Platinum & Performance Checking.
Offer: 6-Month CD Special. Requires $10,000 minimum opening balance in new money (funds not currently held on deposit with Fidelity Bank). Requires new or existing Fidelity Bank Relationship Checking, Performance Checking, or any Business Checking account. Promotional CDs can only be opened at a branch. Automatically renews into standard 6-month term.
Qualified rate · Effective Jul 27, 2026
Rate checked
More details - Platinum BankCertificate of DepositCD · 6 months · $5,000 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Offers CDs from 3 months to 60 months. Contact bank for additional terms and rates. Early withdrawal penalty may be imposed.
Offer: Interest compounds quarterly. 30-day interest penalty for early withdrawal.
Effective Sep 18, 2026
Rate checked
More details - Holley Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Minimum of $1,000 to open. Subject to early withdrawal penalty. All certificates compound quarterly.
Offer: Early withdrawal penalty applies. Compounds quarterly.
3.80% interest rate · Effective Sep 21, 2026
Rate checked
More details - Yampa Valley BankTime CertificatesCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,0003.78% interest rate
Rate checked
More details - Merck Employees Federal Credit UnionShare CertificateCD · 6 months · $10,000 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Must be a member in good standing with the credit union. No additional deposits permitted after opening; early withdrawals forfeit all interest earned / subject to early withdrawal penalty. Dividends compounded and credited at maturity.
3.85% interest rate · Effective Jan 1, 2026
Rate checked
More details - S. Middlesex FCUShare Certificates of Deposit (CD)CD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Minimum deposit of $1,000. Dividends compounded and credited monthly. Account does not automatically renew at maturity.
3.78% interest rate · Effective Sep 15, 2026
Rate checked
More details - Red Oak Credit UnionCertificates of DepositCD · 6 months
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Rates effective January 01, 2026. Rates subject to change without notice.
Offer: Term: 6 months.
3.80% interest rate · Effective Jan 1, 2026
Rate checked
More details - Ashton State BankCertificates of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Offer: Compounded quarterly
3.80% interest rate · Compounded quarterly · Effective Sep 16, 2026
Rate checked
More details - Wheatland Federal Credit Union6 Month CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
Effective Mar 27, 2025
Rate checked
More details - Select Employees Credit UnionCertificates of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Select 50 Club Members receive .05% higher dividend rate on all CDs. Penalties for early withdrawal.
Offer: Minimum balance required to receive dividends is $1,000.00.
3.78% interest rate · Effective Aug 3, 2026
Rate checked
More details - Beaumont Community CUShare CertificateCD · 6 months · $1,000 min · 3.85%–3.91% by balance
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Dividends compounded daily and paid monthly. Minimum deposit to purchase a CD is $1,000.00.
Offer: Under $50,000; dividends compounded daily and paid monthly
3.75% interest rate · Compounded daily
Rate by balance
Rate by balance for Share Certificate Balance APY Up to $50,000Your amount 3.85% $50,000 and upOver $50,000; 3.91% Rate checked
More details - Westminster Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.85%APY$191 over 6 months on $10,000Requirements
Product: Dividends compounded daily and credited quarterly. Additional deposits are not allowed on Share Certificates. Early withdrawal penalty is 180 days.
3.78% interest rate · Compounded daily
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank