Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 541–555 results
- ICCUCertificate of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: $500 minimum opening deposit. 1-time additional deposit in first 60 days. Penalty for early withdrawal. No institutional deposits. Compounding and crediting: terms less than 12 months compounded/credited at maturity; terms 12 months or greater compounded/credited quarterly.
3.95% interest rate
Rate checked
More details - Greater Nevada Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: Fixed rate for the term. Dividends credited and compounded monthly unless otherwise paid. Non-compounding Certificates available at reduced rates and APYs. Penalty for early withdrawal.
3.88% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Trademark Federal Credit UnionShare CertificateCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,0003.88% interest rate · Effective Oct 7, 2026
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More details - ONE – Federal Credit UnionShare CertificateCD · 6 months · $250 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: Fixed dividend rate and APY for the term; assumption that dividends remain on deposit until maturity. Early withdrawal penalty applies. Bump-up option available once during the term. Does not renew automatically at maturity.
Offer: Dividends compounded and credited at term end.
3.95% interest rate · Effective Jul 1, 2026
Rate checked
More details - Sewickley Savings BankCertificates of DepositCD · 6 months · $2,500 min
Bank · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: Consumer CDs. Choice of investment certificates (interest compounded and credited annually) or income certificates (interest paid by check or transferred to a Sewickley Savings Bank account monthly, quarterly, semiannually, or annually). Penalty may be imposed for early withdrawal. Minimum deposit $2,500.00 for 91- and 182-day terms and $500.00 for terms of 9 months to 7 years.
Offer: 182 Day term. Penalty may be imposed for early withdrawal.
3.95% interest rate · Effective Oct 6, 2026
Rate checked
More details - Tendto Credit UnionShare CertificatesCD · 6–11 months · $1,000 min · 3.95%–4.36% by balance
Credit union · Add a location to see nearby branches
3.95%APYRequirements
Product: All rates and yields stated below are accurate as of October 1, 2026 and are subject to change. Fees may reduce earnings and the dividend rate may change after the account is opened. Choose your term from 6 to 60 months, or any month in between. Penalty imposed for early withdrawal.
3.89% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.95% $25,000 and up 4.00% $75,000 and up 4.10% $125,000 and up 4.20% $200,000 and up 4.36% Rate checked
More details - TEG Federal Credit UnionShare CertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: Membership requires a $5 minimum share account balance. Open to anyone who lives, works, worships, or attends school in Dutchess, Orange, Ulster, Putnam, Rockland, Sullivan, and Westchester County, NY. Dividends paid monthly. Penalty fee for early withdrawal.
Offer: $500 minimum daily balance to earn the disclosed annual percentage yield. Early withdrawal penalties may reduce earnings.
3.88% interest rate · Effective Oct 1, 2026
Rate checked
More details - Federated Employees Credit UnionTerm Share CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: Dividends are compounded and paid quarterly. Early withdrawal penalties apply. 10-day grace period at end of term.
3.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - Citizens Savings BankCertificates of DepositCD · 6 months · $1,000 min · 3.90%–4.00% by balance
Bank · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: FDIC insured up to $250,000. Substantial penalties for early withdrawals on all CDs.
Offer: 182 Day Certificate. Compounded semi-annually. Substantial penalty for early withdrawal.
3.86% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $1,000 – $9,999 3.90% $10,000 – $24,999Your amount 3.95% $25,000 and up 4.00% Rate checked
More details - Bank of WashingtonCertificate of DepositCD · 6 months · $500 min
Bank · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: APY is calculated using the daily balance method, assuming interest remains in the account until maturity. A penalty may be imposed for early withdrawal.
Offer: Interest paid quarterly.
3.89% interest rate
Rate checked
More details - Sovita Credit UnionCertificate of DepositCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: Fixed rates for the term of the certificate. Penalty may be imposed for early withdrawal. Rates may change weekly.
Offer: Duration: 182 Days. Interest paid at maturity or monthly.
3.95% interest rate · Effective Oct 5, 2026
Rate checked
More details - Scenic Community Credit UnionShare CertificatesCD · 6 months · $2,500 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: Early withdrawal penalties apply (90 days' dividends for terms of 1 year or less; 180 days' dividends for terms longer than 1 year). Minimum deposit and balance is $2,500 for terms under 2 years and $500 for terms of 2 years or more.
Offer: 26 Week term ($2,500 minimum). Early withdrawal penalty of 90 days' dividends applies.
3.95% interest rate · Effective Oct 1, 2026
Rate checked
More details - Stoneham Municipal Employees Federal Credit UnionTerm Share CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: Substantial penalties for early withdrawals may apply. If applicable, fees could reduce earnings.
3.88% interest rate · Effective Oct 1, 2026
Rate checked
More details - AllCom Credit UnionCertificatesCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: AllCom membership is required. Early withdrawal penalty may apply. Dividends paid monthly or at maturity to CD, another account, or by check.
Offer: Regular CD
Rate checked
More details - PriorityONE Credit UnionCertificate of DepositCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
3.95%APY$196 over 6 months on $10,000Requirements
Product: Minimum to open a regular certificate is $1,000; minimum to open a jumbo certificate is $50,000. A penalty will or may be imposed for early withdrawal.
3.88% interest rate · Effective Oct 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,546 CDs at 3,994 banks and credit unions · checked Oct 22–24
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.28%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank