Compare Bank & Credit Union Rates
Best 6-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 136–150 results
- Bank of LuxemburgCertificates of Deposit (CD)CD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000intro rateRequirements
Product: Start earning interest with a low minimum balance of $1,000.00. Early withdrawals may incur a penalty. Interest can be reinvested into the CD or credited directly to checking or savings account.
Offer: CD Special; rates not available for online account opening, contact local branch.
Promotional rate · 4.06% interest rate · Effective Oct 14, 2026
Rate checked
More details - Tennessee Valley Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000Requirements
Product: Early withdrawals may incur penalties. No setup or maintenance fees.
Offer: A penalty applies for early withdrawal.
4.11% interest rate
Rate checked
More details - Canton Co-operative Bank6-Month CD SpecialCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000intro rateRequirements
Product: Minimum deposit to open is $1,000.00 with a maximum of $500,000.00 per Tax Reporting Owner. Penalty for early withdrawal.
Offer: To obtain Bump-Up Rate/APY all deposited funds must be new to Canton Co-operative Bank.
Promotional rate · 4.07% interest rate · Balance cap $500,000 · Effective Oct 6, 2026
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More details - San Diego Firefighters Federal Credit UnionShare CertificateCD · 6 months · $2,000 min
Credit union · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000Requirements
Product: Membership in SDFFCU is limited to employed or retired firefighters and Fire Department personnel permanently assigned to any Fire Department located within San Diego County, immediate family, and employees/members of Firefighter Related Organizations. Automatic renewal at maturity with a 7-day grace period.
4.09% interest rate
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More details - LorMetCertificate SpecialsCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000with conditionsRequirements
Product: Open LorMet Checking Account required. $1,000 minimum opening balance. A penalty may be charged for early withdrawal. Rates effective as of October 2, 2026.
Offer: 6 Month Certificate Special. Open LorMet Checking Account required. A penalty may be charged for early withdrawal.
Qualified rate · Effective Oct 2, 2026
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More details - CFCCUShare CertificatesCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000intro rateRequirements
Product: Compounded quarterly. Dividend rates fixed when opened. Penalty for early withdrawal. $1,000 minimum deposit.
Offer: Limited Time Special
Promotional rate · 4.09% interest rate · Compounded quarterly · Effective Oct 1, 2026
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More details - GR Consumers Credit UnionCertificate of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000Requirements
Product: Must maintain a Share Savings Account with a minimum balance of $5.00 for credit union membership. Gold and Platinum members are eligible for bonus rates. Early withdrawal penalty applies.
Offer: Gold and Platinum members are eligible for bonus rates. Early withdrawal penalty applies.
Balance cap $250,000 · Effective Oct 5, 2026
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More details - 4.15%APY$205 over 6 months on $10,000
Requirements
Product: Interest will compound quarterly and will be credited to the account quarterly. The daily balance method is used to calculate interest. Automatically renewable with a 10 calendar day grace period after expiration to add or change the term with no penalty. Substantial penalty may be imposed for early withdrawals. 6 month, 1, 2, 3, 4, 5 and 7 year CDs can be opened online. Available as collateral for a loan.
4.09% interest rate · Effective Oct 5, 2026
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More details - Argentine Federal SavingsCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,0004.07% interest rate
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More details - Commonwealth Credit UnionCertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000Requirements
Product: Dividends compounded and credited monthly. Fixed dividend rate and APY for the term. Assumes dividends remain on deposit until maturity. Substantial penalty for early withdrawal. Automatically renewable with a 10-day grace period. After account opening, additional deposits are not permitted. $10,000 required for monthly dividend check.
4.07% interest rate · Effective Oct 1, 2026
Rate checked
More details - Alabama ONECertificates of Deposit AccountsCD · 6 months · $1,000 min
Credit union · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000Requirements
Product: $1,000 minimum deposit required. Terms from 6 months to 5 years available. Dividends are compounded and paid quarterly and at maturity. $5 membership fee required. Early withdrawal penalties may apply. Jumbo rate qualifies for Personal CD deposits of $250,000 or more or approved exception.
Offer: Dividends compounded quarterly.
4.09% interest rate · Compounded quarterly · Effective Sep 25, 2026
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More details - First Financial Federal Credit UnionShare CertificateCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000with conditionsRequirements
Product: Dividends compounded daily and credited monthly. 10-calendar-day grace period with automatic renewal upon maturity. Early withdrawal penalties apply. Option for bump-up after 6 months on 18-, 24-, and 36-month certificates.
Offer: Must meet Better Rewards Checking eligibility requirements at the time of opening or renewing.
Qualified rate · 4.07% interest rate · Compounded daily · Effective Oct 2, 2026
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More details - Capital Credit Union of North Dakota6-Month Special Certificate of DepositCD · 6 months · $500 min
Credit union · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000intro rateRequirements
Product: Requires minimum balance of $500 and 100% of deposit in new money (funds not currently held by Capital Credit Union in any share or deposit account). After 6 months, balance automatically rolls into a regular 6-Month CD at advertised rate. Early withdrawal penalties apply. Offer expires when limit is reached.
Offer: Requires 100% new money. Automatically rolls over into a regular 6-Month CD at maturity.
Promotional rate · 4.07% interest rate · Effective Aug 1, 2026
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More details - First Service BankCertificate of Deposit AccountCD · 6 months · $10,000 min
Bank · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000Requirements
Product: All CD accounts require $10,000 minimum deposit to open. Early withdrawal penalty applies. Fees may reduce earnings.
Offer: Early withdrawal will result in a penalty. Fees may reduce earnings. Stated APR is 4.09%.
4.09% interest rate · Effective Sep 1, 2026
Rate checked
More details - Loyal Trust BankCertificate of DepositCD · 6 months · $1,000 min
Bank · Add a location to see nearby branches
4.15%APY$205 over 6 months on $10,000Requirements
Product: Maximum opening deposit is $1,000,000. Early withdrawal penalty may apply. 10-day grace period after maturity with automatic renewal.
Offer: Early withdrawal penalty may apply; $1,000,000 max opening deposit.
4.07% interest rate · Balance cap $1,000,000 · Effective Aug 3, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 6-month CDs pay nationwide
4,549 CDs at 4,003 banks and credit unions · checked Oct 15–22
- Typical
- 3.25%
- Top 10% from
- 4.00%
- Banks, typical
- 3.04%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank