Compare Bank & Credit Union Rates
Best 5-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 421–435 results
- WEOKIE Federal Credit UnionCertificate AccountsCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Membership eligibility is required. $1,000 minimum opening deposit required. Fixed dividend rate. Early withdrawal penalty: 1% of the amount withdrawn for terms of 12 months or less, and 3% for terms greater than 12 months. Additional deposits permitted anytime.
Offer: APY will vary based on the daily balance maintained.
Effective Sep 28, 2026
Rate checked
More details - Firefighters Credit UnionShare CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal.
Offer: A penalty may be imposed for early withdrawal.
4.00% interest rate · Effective Apr 1, 2026
Rate checked
More details - First Internet BankPersonal Certificate of DepositCD · 60 months · $1,000 min
Bank · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Terms from 3 to 60 months. Minimum opening balance $1,000. Rates fixed for term. Auto-renews at maturity with 10-day grace period for penalty-free withdrawal. Early withdrawal penalty based on term length: 90 days interest for 1–3 months; 180 days interest for 4–18 months; 360 days interest for 19+ months.
Offer: Interest compounded and credited monthly. Early withdrawal penalty: 360 days interest.
3.93% interest rate · Effective Oct 2, 2026
Rate checked
More details - Ashland Credit UnionStandard Share CertificateCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Terms available from 6 months to 5 years. Dividends paid and compounded monthly. Minimum balance required to open account and earn stated APY is $500. Early withdrawal penalty may apply.
3.93% interest rate · Compounded monthly · Effective Oct 4, 2026
Rate checked
More details - Mutual Savings Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply for share certificates. Rates quoted are best available and subject to change.
Effective Oct 1, 2026
Rate checked
More details - Mutual Savings Credit UnionElite Share CertificatesCD · 60 months · $10,000 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Early withdrawal penalties apply for share certificates. Rates quoted are best available and subject to change.
Effective Oct 1, 2026
Rate checked
More details - Congressional Federal Credit UnionShare CertificateCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000intro rateRequirements
Product: Congressional Federal Credit Union membership required. Fixed rate certificate; your rate stays the same for the entire term. Dividends compounded and credited monthly. Penalty may be imposed for early withdrawal.
Promotional rate · 3.92% interest rate · Effective Oct 4, 2026
Rate checked
More details - Colorado Credit UnionCertificates of DepositCD · 60 months · $500 min · 4.00%–4.10% by balance
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal, and fees may reduce earnings on the account. Membership required.
Offer: Penalty may be imposed for early withdrawal, and fees may reduce earnings on the account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $100,000Your amount 4.00% $100,000 and up 4.10% Rate checked
More details - Weld Community Credit UnionRegular Certificates of DepositCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Maximum total CD Deposit: $500,000 per person. Penalty for early withdrawal may be imposed.
Offer: Maximum total CD Deposit: $500,000 per person.
3.92% interest rate · Effective Oct 1, 2026
Rate checked
More details - State Employees' Credit UnionShare Term Certificate (STC) AccountCD · 60 months · $250 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Interest accrues as simple daily interest and is fixed for the term. Interest cannot remain on the account and payout is mandatory for non-compounding STCs (transferred monthly to an SECU deposit account of choice, or paid at maturity for 6- and 12-month terms). Penalty for early cancellation/withdrawal prior to maturity/renewal is the lesser of 90 days of interest on principal or all interest earned. One partial deposit or withdrawal permitted at no penalty during the 7-day grace period.
Offer: Interest payout is mandatory and must transfer monthly to another SECU deposit account.
4.00% interest rate · Effective Oct 1, 2026
Rate checked
More details - Police Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000intro rateRequirements
Product: Start for as little as $500. Flexible terms from 6 to 60 months. Dividends compound monthly. Federally insured up to $250,000.
Promotional rate · 3.93% interest rate
Rate checked
More details - APL Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Dividends are calculated daily, compounded and paid monthly and at maturity. Early withdrawal penalties apply and may reduce earnings.
Offer: Minimum balance of $1,000 to open.
3.93% interest rate · Effective Oct 4, 2026
Rate checked
More details - Signia Federal Credit UnionShare CertificatesCD · 60 months · $500 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000intro rateRequirements
Product: Signia Credit Union membership is required. Early withdrawal penalty may be imposed if withdrawal occurs before maturity.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - Kaua'i Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,0003.94% interest rate · Effective Jun 1, 2026
Rate checked
More details - Pima Federal Credit UnionTerm Share Certificate (CD)CD · 60 months · $250 min
Credit union · Add a location to see nearby branches
4.00%APY$2,167 over 60 months on $10,000Requirements
Product: Minimum deposit $250 with no maximum. Plus, enjoy a 0.25% APY increase on your new CD with a qualifying CareFREE Checking account (CareFREE Plus Checking with e-statements and at least $1,000 in monthly direct deposits).
Offer: Requires qualifying CareFREE / CareFREE Plus Checking account with e-statements and at least $1,000 in monthly direct deposits
Effective Oct 1, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 5-year CDs pay nationwide
3,410 CDs at 3,034 banks and credit unions · checked Oct 22–24
- Typical
- 3.03%
- Top 10% from
- 4.05%
- Banks, typical
- 2.52%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank