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Compare Bank & Credit Union Rates

Best 4-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 946–960 results

  1. Top Carrot, Carrot Score 88
    TruEnergy Federal Credit UnionShare CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000intro rate
  2. Farmers BankCertificates of DepositCD · 48–59 months · $500 min

    Bank · Add a location to see nearby branches

    3.50%APY
  3. Five Star Credit UnionShare CertificateCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  4. Top Carrot, Carrot Score 93
    MembersFirst Credit UnionCertificate of DepositCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  5. Lincoln Federal Savings BankCertificates of Deposit (CD)CD · 48 months · $5,000 min

    Bank · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  6. Tru-Fi Credit UnionTru Certificates of DepositCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  7. San Antonio Citizens Federal Credit UnionShare CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  8. Liberty FCUCertificatesCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000intro rate
  9. Greater Experience Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  10. Service 1 Federal Credit UnionShare CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  11. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000with conditions
  12. Southern Lakes Credit UnionTerm Share CertificatesCD · 48 months · $500 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  13. Marathon County Employees Credit UnionTerm Share CertificateCD · 48 months · $500 min · 3.15%–3.50% by balance

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  14. Top Carrot, Carrot Score 94
    St. Paul Federal Credit UnionShare CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000
  15. CrossRoads Community Federal Credit UnionTerm Share CertificateCD · 48 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.50%APY$1,475 over 48 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 4-year CDs pay nationwide

3,254 CDs at 2,920 banks and credit unions · checked Oct 22–24

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.20%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions