Skip to content

Compare Bank & Credit Union Rates

Best 3-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 1321–1335 of 4,164 results

  1. Top Carrot, Carrot Score 94
    FRB Federal Credit UnionTerm CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.41%APY$1,058 over 36 months on $10,000
  2. Top Carrot, Carrot Score 87
    Knoxville Law Enforcement Federal Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.41%APY$1,058 over 36 months on $10,000
  3. Clay County State BankCertificate of DepositCD · 36 months · $5,000 min

    Bank · Add a location to see nearby branches

    3.40%APY$1,055 over 36 months on $10,000
  4. Transcend Credit UnionShare Certificate AccountCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.40%APY$1,055 over 36 months on $10,000
  5. Securityplus Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.40%APY$1,055 over 36 months on $10,000
  6. Top Carrot, Carrot Score 93
    Atlantic Federal Credit UnionShare CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.40%APY$1,055 over 36 months on $10,000
  7. Rio Grande Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.40%APY$1,055 over 36 months on $10,000
  8. Irving City Employees Federal Credit UnionTerm Share CertificatesCD · 36 months · $1,500 min

    Credit union · Add a location to see nearby branches

    3.40%APY$1,055 over 36 months on $10,000
  9. FirstLight Federal Credit UnionShare CertificateCD · 36 months · $500 min · 3.40%–3.50% by balance

    Credit union · Add a location to see nearby branches

    3.40%APY$1,055 over 36 months on $10,000
  10. Cross County Savings BankCertificate of Deposit (CD)CD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    3.40%APY$1,055 over 36 months on $10,000
  11. Top Carrot, Carrot Score 89
    Franklin Mint Federal Credit UnionCertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    3.40%APY$1,055 over 36 months on $10,000
  12. Wescom FinancialShare CertificateCD · 36–47 months · $500 min

    Credit union · Add a location to see nearby branches

    3.40%APY
  13. Logix Federal Credit UnionRegular CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.40%APY$1,055 over 36 months on $10,000with conditions
  14. Technicolor Federal Credit UnionShare CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.40%APY$1,055 over 36 months on $10,000intro rate
  15. Volt Credit UnionShare Certificates (CD)CD · 36 months

    Credit union · Add a location to see nearby branches

    3.40%APY$1,055 over 36 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,164 CDs at 3,670 banks and credit unions · checked Oct 22–25

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Popular DirectBank
  2. Comenity Capital BankBank
  3. Synchrony BankBank
See all ranked institutions