Credit union · NCUA insured
Volt Credit Union CD Rates
Volt Credit Union’s best CD rate is 3.60% APY on a 9-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How Volt Credit Union’s CD rates compare
Compared with banks and credit unions near Springfield, MO, where Volt Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Volt Credit Union
3.60%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $269
Share Certificates (CD)
Top rate
OMB Bank
4.65%APY
- Term
- 21 months
- Minimum
- $1,000
- Earns on $10,000
- $828
2nd-highest rate
Guaranty Bank
4.49%APY
- Term
- 10 months
- Minimum
- $500
- Earns on $10,000
- $373
Volt Credit Union CD score
76
CD score
Higher than 42% of U.S. banks and credit unions
- 3–8 months3–8 mo2.50%
- 9–15 months9–15 mo3.60%
- 16–30 months16–30 mo3.50%
- 31–60 months31–60 mo3.40%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Volt Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates (CD)
Up to 3.60%APY · 7 terms
Membership condition requires purchasing and maintaining at least 1 share in a Primary Share account (par value $5.00). Early withdrawal penalties apply based on term length (3 months: 30 days' dividends; 6 months: 60 days' dividends; 9 months: 90 days' dividends; 12 months or greater: 120 days' dividends). Partial withdrawals are not allowed. 10-day grace period after maturity for auto-renewals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.25% | $56 |
| 6 months | 2.50% | $124 |
| 9 months | 3.60% | $269 |
| 12 months | 3.55% | $355 |
| 18 months18 Month Promo | 3.50% | $530 |
| 24 months | 3.25% | $661 |
| 36 months36 Month Promo | 3.40% | $1,055 |
Sources (1)
- voltcu.org/accounts/share-certificates · captured Oct 16, 2026
Who can join Volt Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Barry, Christian, Dade, Dallas, Greene, Jasper, Lawrence, McDonald, Newton, Polk, Stone, Taney, or Webster County, Missouri, or who have a family member who does.
Employers and groups
- Membership is open to individuals who work for one of Volt Credit Union's Select Employee Groups (SEGs).
Military, government and schools
- Membership is open to individuals who work for Volt Credit Union, the Missouri Credit Union Association, or another Missouri credit union.
Family and household
- Membership is open to individuals who are related to an existing Volt Credit Union member.
Membership information collected October 4, 2026.