Credit union · NCUA insured
Rio Grande Credit Union
A $665.9M credit union headquartered in Albuquerque, NM, with 50,834 members and 7 branches in New Mexico. Best rates: CDs 4.65% and savings 0.15% APY.
Rio Grande Credit Union Carrot Score
80
Carrot Score
Higher than 51% of U.S. banks and credit unions
#16 of 27 in Albuquerque, NM metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Rio Grande Credit Union
- Headquarters
- 1121 4th St NW, Albuquerque, NM 87102-1478
- NCUA charter
- 62573
Branches
7 branches in New Mexico
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New Mexico
7 branches
- Downtown1211 4th St NW, Albuquerque, NM 87102Directions
- Lomas10001 Lomas Blvd NE, Albuquerque, NM 87112Directions
- Marble1201 San Pedro Dr NE, Albuquerque, NM 87110Directions
- Montgomery4700 Montgomery Blvd NE, Albuquerque, NM 87109Directions
- Rio Bravo301 Rio Bravo Blvd SE, Albuquerque, NM 87105Directions
- Westside485 Coors Blvd NW, Albuquerque, NM 87121Directions
- Cabezon1526 Unser Blvd SE, Rio Rancho, NM 87124Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.06% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.86% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.49% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $71 | $76 | — |
- CapitalNet worth ratio9.06%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.86%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.49%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$71Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Rio Grande Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.