Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1231–1245 of 2,149 results
- South Central Credit UnionCD GoldCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Requires a minimum balance of $500.00. Dividends are paid and compounded monthly. Rate is fixed until the end of the term. Penalty for early withdrawal.
1.50% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - First National Bank of HutchinsonCDsCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Funds must remain on deposit until maturity to earn the advertised yield. A penalty will be imposed for early withdrawal.
1.50% interest rate · Effective Oct 5, 2026
Rate checked
More details - Farmers State BankCertificates of Deposit (CDs)CD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Substantial penalty of three months interest for early withdrawal may be imposed. Certificates of deposit will renew 10 days after the maturity date if not redeemed. The interest rate may change daily after the account is opened. Interest compounded quarterly.
Offer: 3 month CD. Interest compounded quarterly.
1.50% interest rate · Compounded quarterly · Effective Sep 23, 2026
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More details - Fowler State BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Penalty for early withdrawal.
Offer: Compounding frequency: Maturity.
1.50% interest rate · Effective Sep 29, 2026
Rate checked
More details - Southeastern Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty.
Offer: Dividends may be paid quarterly or at maturity; based on simple dividend calculation.
1.50% interest rate · Effective Jun 26, 2025
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More details - Georgetown Kraft Credit UnionShare CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Dividends are compounded and paid monthly. Early withdrawal penalties may apply. Minimum balance of $500 required for dividend earnings. Can be used as collateral for a loan.
1.50% interest rate · Effective Sep 21, 2026
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More details - First Security Bank of Deer LodgeCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Early withdrawal penalty of 3 months interest if term is less than 1 year, or 6 months interest if term is greater than 1 year. Fees may reduce earnings on deposit accounts.
Offer: 91 Day term. $1,000 minimum balance required to open account. 3-month interest penalty for early withdrawal.
1.50% interest rate · Effective Sep 23, 2026
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More details - Concordia Bank & Trust Co.Certificate of DepositCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Earns competitive interest rate based on certificate term. Terms available from 1 month to 60 months. A penalty may be imposed for early withdrawal.
Offer: Compound: At Maturity
1.50% interest rate · Effective Dec 3, 2025
Rate checked
More details - ABD Federal Credit UnionShare CertificateCD · 3 months · $5,000 min · 1.51%–2.01% by balance
Credit union · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: All accounts must maintain the minimum balance stated to receive dividends. A penalty equal to 90 days interest may apply for early withdrawal on Certificate of Deposit Accounts. Dividends are paid quarterly starting from the issue date.
Offer: Term is 91 days.
1.50% interest rate · Effective Nov 25, 2024
Rate by balance
Rate by balance for Share Certificate Balance APY $5,000 and upYour amount 1.51% $50,000 and up 2.01% Rate checked
More details - Insite National BankCertificate of DepositCD · 3 months · $2,500 min · 1.41%–1.61% by balance
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Minimum Balance to Open is $2,500.00. (3) Savings rates are subject to change with 30 calendar days advance written notice. All other rates can change without advance written notice.
Offer: Term: 91 Days
1.40% interest rate · Effective Dec 15, 2025
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $2,500 – $9,999 1.41% $10,000 – $49,999Your amount 1.51% $50,000 and up 1.61% Rate checked
More details - Community Bank of EastonCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: Available on both new and renewal accounts. APY assumes all interest remains on deposit until maturity; withdrawal of interest will reduce earnings. A penalty may apply for early withdrawal. Fees may reduce earnings on the account.
Offer: 91 Days term.
1.50% interest rate · Effective Apr 1, 2026
Rate checked
More details - Chocolate Bayou Community Federal Credit UnionTerm Share CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
1.51%APY$38 over 3 months on $10,000Requirements
Product: No monthly maintenance fee. Compounded daily and paid monthly. Early withdrawal penalties may apply. Terms from 3 months to 5 years.
Offer: Compounded daily and paid monthly. Penalties may apply for early withdrawal.
1.50% interest rate · Compounded daily · Effective Jan 1, 2026
Rate checked
More details - Fond du Lac Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.51%APY$37 over 3 months on $10,000Requirements
Product: Dividends are compounded and paid quarterly. A penalty will be imposed for early withdrawal.
Offer: Early withdrawal penalty may be imposed.
1.50% interest rate · Effective Oct 16, 2026
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More details - Compassionate Care Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.51%APY$37 over 3 months on $10,000Requirements
Product: Rates are subject to change without notice. Early withdrawal penalty may be imposed if funds are withdrawn before the maturity date.
Offer: Early withdrawal penalty may be imposed.
1.50% interest rate · Effective Dec 1, 2025
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More details - Westmark Credit UnionTerm CertificatesCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
1.50%APY$37 over 3 months on $10,000Requirements
Product: Rates are tiered based on deposit amount. Penalty: 90 days of dividends for 90-day and 180-day certificates. Penalty: 180 days of dividends for 12 months or longer. Terms listed at 8, 9, and 11 months do not have explicitly documented penalty terms in the rate disclosures.
Offer: 90 Days term. Dividends paid at maturity. 90-day early withdrawal penalty.
Effective Oct 22, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,149 CDs at 1,940 banks and credit unions · checked Oct 22–25
- Typical
- 2.01%
- Top 10% from
- 3.75%
- Banks, typical
- 1.90%
- Credit unions, typical
- 2.17%
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