Credit union · NCUA insured
ABD Federal Credit Union CD Rates
ABD Federal Credit Union’s best CD rate is 4.06% APY on a 1-year share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 16, 2026.
How ABD Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Detroit, MI, where ABD Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
ABD Federal Credit Union
3.29%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $329
Share Certificate
Top rate
FreeStar Financial Credit Union
5.25%APY
- Term
- 18 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $798
2nd-highest rate
Diversified Members Credit Union
5.15%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $515
ABD Federal Credit Union CD score
64
CD score
Higher than 12% of U.S. banks and credit unions
- 3–8 months3–8 mo1.51%
- 9–15 months9–15 mo3.29%
- 16–30 months16–30 mo2.01%
- 31–60 months31–60 mo1.81%
- QualifiedQualified3.29%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ABD Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.29%APY · 5 terms
All accounts must maintain the minimum balance stated to receive dividends. A penalty equal to 90 days interest may apply for early withdrawal on Certificate of Deposit Accounts. Dividends are paid quarterly starting from the issue date.
| Term | APY · $1,000 and up | APY · $2,500 and up | APY · $5,000 and up | APY · $50,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|---|
| 3 monthsTerm is 91 days | — | — | 1.51% | 2.01% | 1.51%2.01% from $50k | $38 |
| 6 months | 1.51% | — | — | 2.01% | 1.51%2.01% from $50k | $75 |
| 12 months | 3.29% | — | — | 4.06% | 3.29%4.06% from $50k | $329 |
| 24 months | 2.01% | — | — | 3.03% | 2.01%3.03% from $50k | $406 |
| 36 months | — | 1.81% | — | 2.83% | 1.81%2.83% from $50k | $553 |
Who can join ABD Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of specific partner businesses are eligible for membership.
- Employees and retirees of Stellantis/Fiat Chrysler Automobiles (FCA) who work at designated facilities are eligible for membership.
Other ways
- Individuals referred by a current ABD member through the membership referral program are eligible to join.
Membership information collected October 5, 2026.