Bank · FDIC insured
Farmers State Bank CD Rates
Farmers State Bank’s best CD rate is 4.06% APY on a 9-month CD. Terms run from 3 months to 4 years. Rates checked October 16, 2026.
How Farmers State Bank’s CD rates compare
Compared with banks and credit unions near McPherson, KS, where Farmers State Bank has the most branches. $10,000, best rate first.
This bank’s best
Farmers State Bank
3.03%APY
- Term
- 9 months
- Minimum
- $5,000
- Earns on $10,000
- $226
Certificates of Deposit (CDs)
Top rate
The Bank of Tescott
3.85%APY
- Term
- 15 months
- Minimum
- $1,000
- Earns on $10,000
- $484
2nd-highest rate
Community National Bank & Trust
3.51%APY
- Term
- 9 months
- Minimum
- $1,000
- Earns on $10,000
- $262
Farmers State Bank CD score
64
CD score
Higher than 12% of U.S. banks and credit unions
- 3–8 months3–8 mo1.76%
- 9–15 months9–15 mo3.03%
- 16–30 months16–30 mo2.27%
- 31–60 months31–60 mo2.27%
- QualifiedQualified3.03%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Farmers State Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit (CDs)
Up to 3.03%APY · 10 terms
Substantial penalty of three months interest for early withdrawal may be imposed. Certificates of deposit will renew 10 days after the maturity date if not redeemed. The interest rate may change daily after the account is opened. Interest compounded quarterly.
| Term | APY · $1,000 and up | APY · $5,000 – $24,999 | APY · $25,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months3 month CD. Interest compounded quarterly | 1.51% | — | — | 1.51% | $38 |
| 6 months6 month CD. Interest compounded quarterly | 1.76% | — | — | 1.76% | $88 |
| 9 months9 month CD SPECIAL. Interest compounded quarterly | — | 3.03% | 4.06% | 3.03%4.06% from $25k | $226 |
| 12 months12 month CD. Interest compounded quarterly | 2.27% | — | — | 2.27% | $227 |
| 15 months15 month CD SPECIAL. Interest compounded quarterly | — | 2.52% | 3.55% | 2.52%3.55% from $25k | $316 |
| 24 months24 month CD. Interest compounded quarterly | 2.27% | — | — | 2.27% | $459 |
| 27 months27 month CD SPECIAL. Interest compounded quarterly | — | 1.76% | 2.78% | 1.76%2.78% from $25k | $400 |
| 32 months32 month SPECIAL. Interest compounded quarterly | — | 1.51% | 2.02% | 1.51%2.02% from $25k | $408 |
| 36 months36 month CD. Interest compounded quarterly | 2.27% | — | — | 2.27% | $697 |
| 48 months48 month CD. Interest compounded quarterly | 2.27% | — | — | 2.27% | $939 |
Sources (1)
- fsb-online.com/cds · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.