Credit union · NCUA insured
Georgetown Kraft Credit Union CD Rates
Georgetown Kraft Credit Union’s best CD rate is 3.45% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Georgetown Kraft Credit Union’s CD rates compare
Compared with banks and credit unions near Murrells Inlet, SC, where Georgetown Kraft Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Georgetown Kraft Credit Union
3.45%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,848
Share Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
South Carolina Federal Credit Union
4.10%APY
- Term
- 60 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $2,225
Georgetown Kraft Credit Union CD score
72
CD score
Higher than 32% of U.S. banks and credit unions
- 3–8 months3–8 mo2.53%
- 9–15 months9–15 mo3.04%
- 16–30 months16–30 mo3.14%
- 31–60 months31–60 mo3.45%
- QualifiedQualified3.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Georgetown Kraft Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.45%APY · 8 terms
Dividends are compounded and paid monthly. Early withdrawal penalties may apply. Minimum balance of $500 required for dividend earnings. Can be used as collateral for a loan.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.51% | $38 |
| 6 months | 2.53% | $126 |
| 12 months | 3.04% | $304 |
| 18 months | 3.09% | $467 |
| 24 months | 3.14% | $638 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.35% | $1,409 |
| 60 months | 3.45% | $1,848 |
Special-purpose accounts
IRA Certificates
3.04%APY · 1 term
Early withdrawal penalties may apply. Minimum balance of $500 required for dividend earnings.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 3.04% | $304 |
Sources (1)
- gkcu.org/deposit-rates · captured Oct 4, 2026
Who can join Georgetown Kraft Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Georgetown and/or Williamsburg Counties, South Carolina are eligible for membership.
- Individuals who work in Georgetown and/or Williamsburg Counties, South Carolina are eligible for membership.
Military, government and schools
- Individuals who attend school in Georgetown and/or Williamsburg Counties, South Carolina are eligible for membership.
Family and household
- Individuals related to an existing GKCU member are eligible for membership.
Cost to join
- A $1 membership fee is required upon opening an account.
- A $25 opening deposit into a savings account to represent membership is required.
Membership information collected October 4, 2026.