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Compare Bank & Credit Union Rates

Best 3-month CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 76–90 results

  1. Top Carrot, Carrot Score 90
    Minnesota Valley Federal Credit UnionShare CertificateCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.91%APY$96 over 3 months on $10,000
  2. Top Carrot, Carrot Score 91
    Bank of the Flint HillsCertificates of DepositCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.91%APY$96 over 3 months on $10,000
  3. Top Carrot, Carrot Score 89
    FirstBank of NebraskaCertificates of DepositCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000intro rate
  4. Nebraska BankCertificates of Deposit (CDs)CD · 3 months · $5,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  5. Top Carrot, Carrot Score 89
    Canyon View Credit UnionAdd-On CertificateCD · 3 months · $10 min

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  6. Top Carrot, Carrot Score 89
    Canyon View Credit UnionRegular Share CertificateCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  7. Top Carrot, Carrot Score 90
    Goldenwest Credit UnionStandard CertificateCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  8. Bank of UtahCertificates of Deposit (CDs)CD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  9. Top Carrot, Carrot Score 90
    Cinfed Credit UnionStandard CertificatesCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  10. Top Carrot, Carrot Score 90
    Blackhawk Community Credit UnionShare CertificateCD · 3 months · $1,000 min · 3.40%–3.90% by balance

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  11. Pathway BankCD (Certificate of Deposit)CD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  12. Top Carrot, Carrot Score 88
    Middlesex Savings BankFreedom Platinum Certificate of DepositCD · 3 months · $250 min

    Bank · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000with conditions
  13. Top Carrot, Carrot Score 91
    Ascent Credit UnionCertificates of DepositCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  14. Top Carrot, Carrot Score 90
    Greater Nevada Credit UnionShare CertificateCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000
  15. Top Carrot, Carrot Score 89
    Ciera BankCertificate of DepositCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.90%APY$96 over 3 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-month CDs pay nationwide

2,135 CDs at 1,936 banks and credit unions · checked Oct 15–22

Typical
2.00%
Top 10% from
3.70%
Banks, typical
1.76%
Credit unions, typical
2.17%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions
Best 3-Month CD Rates of October 2026 | Carrot Rate