Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 766–780 results
- PFFCU – Police & Fire Federal Credit UnionCertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.80%APY$69 over 3 months on $10,000Requirements
Product: Yields assume that all dividends are compounded. Penalties apply for early withdrawals. Available to PFFCU members; minimum balance of $1,000 to open.
Offer: Early withdrawal penalty: forfeiture of all dividends.
2.77% interest rate · Balance cap $49,999 · Effective Oct 6, 2026
Rate checked
More details - 2.80%APY$69 over 3 months on $10,000
- UW Credit UnionRegular CertificateCD · 3 months · $500 min · 2.75%–2.85% by balance
Credit union · Add a location to see nearby branches
2.80%APY$69 over 3 months on $10,000Requirements
Product: Dividends compounded daily and paid quarterly. Substantial penalties apply for premature withdrawal.
2.71% interest rate · Compounded daily · Effective Oct 2, 2026
Rate by balance
Rate by balance for Regular Certificate Balance APY $500 and up 2.75% $10,000 and upYour amount 2.80% $250,000 and up 2.85% Rate checked
More details - Arapahoe Credit UnionCDsCD · 3 months · $100 min
Credit union · Add a location to see nearby branches
2.80%APY$69 over 3 months on $10,000Requirements
Product: Open to All of Colorado. Early withdrawal penalties will apply if redeemed before maturity.
Offer: Early withdrawal penalties will apply if redeemed before maturity.
Rate checked
More details - First Financial Federal Credit UnionShare CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.80%APY$69 over 3 months on $10,000with conditionsRequirements
Product: Dividends compounded daily and credited monthly. 10-calendar-day grace period with automatic renewal upon maturity. Early withdrawal penalties apply. Option for bump-up after 6 months on 18-, 24-, and 36-month certificates.
Qualified rate · 2.76% interest rate · Compounded daily · Effective Oct 2, 2026
Rate checked
More details - Bank of HawaiiBankohana Promo CDCD · 3 months · $2,500 min · 2.80%–2.90% by balance
Bank · Add a location to see nearby branches
2.80%APY$69 over 3 months on $10,000with conditionsRequirements
Product: Promo Rates are offered for one term when using existing funds or renewing a New Money Special Rate CD for the first time. Renews at Standard Rates thereafter. Bankohana Checking account is required ($500 minimum deposit). Not applicable to retirement accounts.
Offer: Must be opened in-branch with $2,500 or more, or online with $2,500 - $99,999.99 funded entirely from an existing Bank of Hawaii account.
Qualified rate · 2.80% interest rate · Effective Jun 4, 2026
Rate by balance
Rate by balance for Bankohana Promo CD Balance APY $2,500 – $100,000Your amount 2.80% $100,000 and upJumbo tier. Must be opened in-branch with a qualifying deposit of $100,000 or more. 2.90% Rate checked
More details - Softite FCUCertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.80%APY$69 over 3 months on $10,000Requirements
Product: Certificate rates may change daily.
2.80% interest rate
Rate checked
More details - Bay Federal Credit UnionCertificatesCD · 3 months · $1,000 min · 2.79%–2.89% by balance
Credit union · Add a location to see nearby branches
2.79%APY$69 over 3 months on $10,000Requirements
Product: Dividends are paid for the length of the term listed. A substantial penalty may be imposed for early withdrawal.
2.75% interest rate · Effective Jan 2, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 – $99,999Your amount 2.79% $100,000 and up 2.89% Rate checked
More details - Pantex Federal Credit UnionShare CertificatesCD · 3 months · $2,500 min
Credit union · Add a location to see nearby branches
2.79%APY$69 over 3 months on $10,000Requirements
Product: Early withdrawal penalties apply to share certificates. A certificate may not be reduced below the minimum balance. Receiving dividends by taking monthly withdrawals will reduce the APY. Automatically renews at maturity at prevailing rate unless chosen otherwise.
Offer: Dividends compounded/credited to your certificate monthly.
2.75% interest rate
Rate checked
More details - Morton Federal Credit UnionTerm Share CertificatesCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.79%APY$69 over 3 months on $10,000Requirements
Product: Compounded monthly, paid at end of term. 90 day penalty for early withdrawal. Interest accrues on balances $1,000.00 and up.
Offer: Interest accrues on balances $1,000.00 and up.
2.75% interest rate · Compounded monthly
Rate checked
More details - Knoxville Law Enforcement Federal Credit UnionShare CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.79%APY$69 over 3 months on $10,000Requirements
Product: Dividends calculated daily, compounded/posted monthly. Early withdrawal penalties apply. All rates subject to change.
Offer: Minimum balance $500.00 for minor accounts.
2.75% interest rate · Effective Dec 18, 2024
Rate checked
More details - Putnam County State BankCertificates of DepositCD · 2–5 months · $500 min · 2.63%–3.56% by balance
Bank · Add a location to see nearby branches
2.78%APYRequirements
Product: Substantial penalties apply for early withdrawals. Interest accrued monthly for optimal yield.
2.60% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $10,000 2.63% $10,000 – $100,000Your amount 2.78% $100,000 and up 3.56% Rate checked
More details - DuPage Credit UnionShare Savings CertificateCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
2.78%APY$69 over 3 months on $10,000Requirements
Product: Must have a DuPage Credit Union membership established and be in good standing. No monthly maintenance/service fees. Early withdrawal penalties may apply.
Offer: Dividends are compounded monthly and paid monthly. A minimum investment of $1,000 is required to open and to earn dividends.
2.75% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Gulf Coast Educators Federal Credit UnionPremium Term Share CertificateCD · 3 months · $100 min
Credit union · Add a location to see nearby branches
2.78%APY$69 over 3 months on $10,000with conditionsRequirements
Product: Available to Premium Deposit Account holders who use at least three qualifying services (checking account, direct deposit, loans, or Visa debit card), adding 0.50% to the dividend rate. Dividends compounded and credited quarterly. Additional deposits allowed with no limit.
Offer: 90 day term. Requires Premium Deposit Account qualification.
Qualified rate · 2.75% interest rate · Effective Mar 24, 2026
Rate checked
More details - Mirastar Federal Credit UnionTerm Share CertificateCD · 3 months · $500 min
Credit union · Add a location to see nearby branches
2.78%APY$69 over 3 months on $10,000Requirements
Product: Certificate accounts are subject to membership eligibility, terms, and fees. Early withdrawal penalty applies. Minimum opening balance to receive APY is $500. Automatically renews at maturity to existing term and certificate fixed rate unless withdrawn at maturity or within 6-day grace period. Earnings paid quarterly.
Offer: Fixed rate. Early withdrawal penalty applies. Automatic renewal at maturity.
2.75% interest rate · Effective Oct 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank