Credit union · NCUA insured
Morton Federal Credit Union CD Rates
Morton Federal Credit Union’s best CD rate is 2.79% APY on a 3-month share certificate (CD). Terms run from 3 months to 3 years. Rates checked October 15, 2026.
How Morton Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Providence, RI-MA, where Morton Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Morton Federal Credit Union
2.79%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $69
Term Share Certificates
Top rate
Rhode Island Credit Union
4.80%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
Arise Financial
4.75%APY
- Term
- 36 months
- Minimum
- $500
- Earns on $10,000
- $1,494
Morton Federal Credit Union CD score
64
CD score
Higher than 11% of U.S. banks and credit unions
- 3–8 months3–8 mo2.79%
- 9–15 months9–15 mo2.53%
- 16–30 months16–30 mo2.02%
- 31–60 months31–60 mo1.51%
- QualifiedQualified2.79%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Morton Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Term Share Certificates
Up to 2.79%APY · 6 terms
Compounded monthly, paid at end of term. 90 day penalty for early withdrawal. Interest accrues on balances $1,000.00 and up.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsInterest accrues on balances $1,000.00 and up | 2.79% | $69 |
| 6 monthsInterest accrues on balances $1,000.00 and up | 2.77% | $138 |
| 12 monthsInterest accrues on balances $1,000.00 and up | 2.53% | $253 |
| 18 monthsInterest accrues on balances $1,000.00 and up | 2.02% | $305 |
| 24 monthsInterest accrues on balances $1,000.00 and up | 1.76% | $355 |
| 36 monthsInterest accrues on balances $1,000.00 and up | 1.51% | $460 |
Sources (2)
All captured Sep 18, 2026
Who can join Morton Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Brown University Health, Morton Hospital are eligible for membership.
- Employees of Community Counseling of Bristol County are eligible for membership.
- Employees of Morton Federal Credit Union are eligible for membership.
- Employees of all Physicians’ Offices employed by and/or affiliated with Morton Hospital are eligible for membership.
- Employees of Ricoh who work in Taunton, MA are eligible for membership.
- Employees of Sodexho who work in Taunton, MA are eligible for membership.
3 more ways to join
Employers and groups
- Retired employees of eligible employer groups are eligible for membership.
Family and household
- Immediate family members of eligible employee groups and retirees are eligible for membership.
- Spouses of persons who have died while members of the Credit Union are eligible for membership.
Membership information collected October 5, 2026.