Credit union · NCUA insured
Arapahoe Credit Union CD Rates
Arapahoe Credit Union’s best CD rate is 3.05% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Arapahoe Credit Union’s CD rates compare
Compared with banks and credit unions near Denver, CO, where Arapahoe Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Arapahoe Credit Union
3.05%APY
- Term
- 60 months
- Minimum
- $100
- Earns on $10,000
- $1,621
CDs
Top rate
Northern New Mexico School Employees Federal Credit Union
5.12%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $1,050
Northern New Mexico School Employees Federal Credit Union rates
2nd-highest rate
Nicolet National Bank
4.75%APY
- Term
- 60 months
- Minimum
- $2,500
- Earns on $10,000
- $2,612
Arapahoe Credit Union CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo2.80%
- 9–15 months9–15 mo2.85%
- 16–30 months16–30 mo2.90%
- 31–60 months31–60 mo3.05%
- QualifiedQualified3.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Arapahoe Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CDs
Up to 3.05%APY · 14 terms
Open to All of Colorado. Early withdrawal penalties will apply if redeemed before maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.80% | $69 |
| 6 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.80% | $139 |
| 9 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.80% | $209 |
| 12 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.85% | $285 |
| 15 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.85% | $358 |
| 18 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.85% | $431 |
| 21 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.85% | $504 |
| 24 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.90% | $588 |
| 30 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.90% | $741 |
| 36 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.95% | $911 |
| 42 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.95% | $1,071 |
| 48 monthsEarly withdrawal penalties will apply if redeemed before maturity | 3.00% | $1,255 |
| 54 monthsEarly withdrawal penalties will apply if redeemed before maturity | 3.00% | $1,423 |
| 60 monthsEarly withdrawal penalties will apply if redeemed before maturity | 3.05% | $1,621 |
Sources (2)
All captured Oct 4, 2026
Special-purpose accounts
IRA CDs
Up to 3.05%APY · 14 terms
Roth and Traditional CDs. Early withdrawal penalties will apply if redeemed before maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.80% | $69 |
| 6 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.80% | $139 |
| 9 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.80% | $209 |
| 12 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.85% | $285 |
| 15 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.85% | $358 |
| 18 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.85% | $431 |
| 21 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.85% | $504 |
| 24 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.90% | $588 |
| 30 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.90% | $741 |
| 36 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.95% | $911 |
| 42 monthsEarly withdrawal penalties will apply if redeemed before maturity | 2.95% | $1,071 |
| 48 monthsEarly withdrawal penalties will apply if redeemed before maturity | 3.00% | $1,255 |
| 54 monthsEarly withdrawal penalties will apply if redeemed before maturity | 3.00% | $1,423 |
| 60 monthsEarly withdrawal penalties will apply if redeemed before maturity | 3.05% | $1,621 |
Sources (2)
All captured Oct 4, 2026
Who can join Arapahoe Credit Union
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