Compare Bank & Credit Union Rates
Best 3-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 436–450 results
- Silex Banking CompanyCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.35%APY$83 over 3 months on $10,000Requirements
Product: $1,000.00 minimum deposit required. No early withdrawal is allowed. All interest rates are subject to change without notice. Interest may be paid by reinvestment, check, or automatic transfer to a deposit account at the bank. Interest can be paid monthly, quarterly, semi-annually, or annually.
3.30% interest rate
Rate checked
More details - 3.35%APY$83 over 3 months on $10,000intro rate
Requirements
Product: Deposits must be new money to the Bank (not previously held by MutualOne Bank) for 3-month and 6-month terms. Guaranteed for the length of the term. Except where noted, interest is paid and compounded monthly. Early withdrawal penalty may apply.
Offer: New money required. Interest is paid at maturity. Guaranteed for the length of the term. Early withdrawal penalty may apply.
Promotional rate · 3.30% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - First Federal Savings BankCertificates of DepositCD · 3 months · $2,500 min
Bank · Add a location to see nearby branches
3.35%APY$83 over 3 months on $10,000intro rateRequirements
Product: Rates subject to change without notice. A penalty will be imposed for early withdrawal.
Offer: 91 Day special. Minimum balance to open and earn APY is $2,500. Penalty for early withdrawal.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - Community Savings BankCertificates of DepositCD · 3 months · $5,000 min
Bank · Add a location to see nearby branches
3.35%APY$83 over 3 months on $10,000Requirements
Product: Fixed interest rate; no additional deposits can be made until maturity. Early withdrawal penalty equals one half of the term's interest. Automatically renews at the current rate paid on the particular term. Grace period is 7 days for terms 3 to 12 months, and 10 days for terms over 12 months.
Offer: Simple compounding.
3.31% interest rate · Effective Feb 18, 2025
Rate checked
More details - Clarion County Community BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.35%APY$83 over 3 months on $10,000with conditionsRequirements
Offer: Without relationship
Qualified rate · Effective Nov 12, 2025
Rate checked
More details - Cooperative Employees’ Credit UnionShare CertificateCD · 3 months · $500 min · 3.35%–3.41% by balance
Credit union · Add a location to see nearby branches
3.35%APY$83 over 3 months on $10,0003.30% interest rate · Effective Dec 18, 2025
Rate by balance
Rate by balance for Share Certificate Balance APY $500 – $50,000Your amount 3.35% $50,000 – $100,000 3.41% Rate checked
More details - Logansport Savings BankCertificates of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.34%APY$82 over 3 months on $10,000Requirements
Product: A $1,000 minimum opening deposit is required. Maximum deposit of $5,000,000.00 per individual or entity. Jumbo Certificate of Deposits: Balances $100,000 or more add 0.100% to the certificate rate. Early withdrawal penalties apply. Interest may be compounded on the certificate or interest checks/transfers may be received on a monthly, quarterly, semi-annual or maturity basis.
Offer: Early withdrawal penalty: 30 Days. Rate: 3.30% - 3.34% APY.
3.30% interest rate · Balance cap $5,000,000 · Effective Oct 22, 2026
Rate checked
More details - Dakota Western BankRegularly Advertised CDsCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.34%APY$82 over 3 months on $10,000Effective Oct 7, 2026
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More details - Charter BankCertificate of DepositCD · 3 months · $1,000 min
Bank · Add a location to see nearby branches
3.34%APY$82 over 3 months on $10,000Requirements
Offer: Penalty for early withdrawal: 90 days
3.30% interest rate
Rate checked
More details - The Clay City Banking Co.Certificates of DepositCD · 3 months
Bank · Add a location to see nearby branches
3.34%APY$82 over 3 months on $10,000Requirements
Product: Returns may be higher than regular savings for the length of the term. Terms range from 3 months to 5 years. Early withdrawal penalties apply. FDIC insured up to $250,000.
Offer: Penalty for early withdrawal. APYs on certificates are based on actual days per month/per year and quarterly compounding.
3.30% interest rate · Effective Sep 17, 2026
Rate checked
More details - CEFCUCertificate AccountsCD · 3 months · $1,000 min
Credit union · Add a location to see nearby branches
3.30%APY$81 over 3 months on $10,000Requirements
Product: Minimum to open $1,000. Dividends compounded and credited monthly. Early withdrawal penalties may apply. Rates subject to change daily.
3.25% interest rate
Rate checked
More details - EverTrust BankCertificates of Deposit (TCD)CD · 3 months · $3,000 min · 3.30%–3.50% by balance
Bank · Add a location to see nearby branches
3.30%APY$81 over 3 months on $10,000Requirements
Product: Account Eligible For: Individuals. Fixed Rate. Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest on the account.
3.26% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit (TCD) Balance APY $3,000 – $20,000Your amount 3.30% $20,000 – $80,000 3.40% $80,000 and up 3.50% Rate checked
More details - Coast Central Credit UnionSavings CertificatesCD · 3–6 months · $10,000 min
Credit union · Add a location to see nearby branches
3.30%APYRequirements
Product: Dividends are calculated daily and paid monthly. Early withdrawal penalty: certificates with 12-month maturity or less carry a 60-day forfeiture of dividends; over one year carry a 90-day forfeiture of dividends. Dividend penalty will never exceed dividends actually earned. No monthly service fee.
Offer: Term 90 to 181 Days (7100).
3.25% interest rate · Effective Oct 21, 2026
Rate checked
More details - Friendship State BankCertificate of DepositCD · 3 months · $500 min
Bank · Add a location to see nearby branches
3.30%APY$81 over 3 months on $10,000Requirements
Product: Fixed rate interest bearing account with 3 month to 5 year terms available. Interest may be paid or compounded. Substantial penalty for early withdrawal prior to maturity. Additional deposits before maturity are not permitted.
Offer: Interest paid monthly.
3.25% interest rate
Rate checked
More details - 3.30%APY$81 over 3 months on $10,000
Requirements
Product: When you open a CD account with terms of a year or more, interest is compounded continuously. Earnings may be mailed monthly or transferred to another UniBank account without penalties. A penalty for early withdrawal may be imposed. Additional maturities are available. $500 minimum deposit.
Offer: A penalty for early withdrawal may be imposed. Additional maturities are available.
3.20% interest rate
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 3-month CDs pay nationwide
2,135 CDs at 1,932 banks and credit unions · checked Oct 22–24
- Typical
- 2.01%
- Top 10% from
- 3.72%
- Banks, typical
- 1.85%
- Credit unions, typical
- 2.22%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank