Credit union · NCUA insured
Cooperative Employees’ Credit Union CD Rates
Cooperative Employees’ Credit Union’s best CD rate is 3.82% APY on a 6-month share certificate (CD). Terms run from 3 months to 1 year. Rates checked October 15, 2026.
How Cooperative Employees’ Credit Union’s CD rates compare
Compared with banks and credit unions in Oklahoma, where Cooperative Employees’ Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Cooperative Employees’ Credit Union
3.41%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $169
Share Certificate
Top rate
Advancial Federal Credit Union
4.66%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,558
2nd-highest rate
The Community State Bank
4.55%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $225
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.41%APY · 3 terms
| Term | APY · $500 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | 3.35% | 3.41% | — | 3.35%3.41% $50k–$100k | $83 |
| 6 months | 3.41% | 3.56% | 3.82% | 3.41%3.56% $50k–$100k3.82% from $100k | $169 |
| 12 months | 3.35% | 3.41% | 3.56% | 3.35%3.41% $50k–$100k3.56% from $100k | $335 |
Sources (1)
- cecuok.com/wp-content/uploads/2025/12/CD-Rate-Sheet.pdf · captured Sep 18, 2026
Special-purpose accounts
IRA Certificate
Up to 3.41%APY · 3 terms
| Term | APY · $500 – $50,000 | APY · $50,000 – $100,000 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|---|
| 3 months | 3.35% | 3.41% | — | 3.35%3.41% $50k–$100k | $83 |
| 6 months | 3.41% | 3.56% | 3.82% | 3.41%3.56% $50k–$100k3.82% from $100k | $169 |
| 12 months | 3.35% | 3.41% | 3.56% | 3.35%3.41% $50k–$100k3.56% from $100k | $335 |
Sources (1)
- cecuok.com/wp-content/uploads/2025/12/CD-Rate-Sheet.pdf · captured Sep 18, 2026
Who can join Cooperative Employees’ Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Western Farmers Electric Cooperative are eligible for membership.
Family and household
- Family members of Western Farmers Electric Cooperative employees (specifically spouse, child, mother, father, brother, or sister) are eligible for membership.
Membership information collected October 4, 2026.