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Best 3-month CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 256–270 results

  1. Goldmark Federal Credit UnionCertificate of DepositCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.61%APY$89 over 3 months on $10,000
  2. Top Carrot, Carrot Score 92
    First Choice Financial Federal Credit UnionShare CertificatesCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.61%APY$89 over 3 months on $10,000
  3. Top Carrot, Carrot Score 87
    Del Norte Credit UnionCertificatesCD · 3 months · $1,000 min · 3.56%–3.67% by balance

    Credit union · Add a location to see nearby branches

    3.61%APY$89 over 3 months on $10,000intro rate
  4. Farmers BankCertificates of DepositCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.60%APY$89 over 3 months on $10,000
  5. Cornerstone State Bank3 - Month C.D.CD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.60%APY$89 over 3 months on $10,000with conditions
  6. Top Carrot, Carrot Score 93
    CommunityAmerica Credit UnionShare CertificateCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$89 over 3 months on $10,000
  7. Nebraska State Bank & Trust CompanyCertificates of Deposit (CDs)CD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.60%APY$89 over 3 months on $10,000
  8. New Tripoli BankCertificates of DepositCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.60%APY$89 over 3 months on $10,000intro rate
  9. Mid Penn BankCertificate of DepositCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.60%APY$89 over 3 months on $10,000
  10. Top Carrot, Carrot Score 89
    First Federal Lakewood3-Month CD SpecialCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    3.60%APY$89 over 3 months on $10,000intro rate
  11. Citizens Savings BankCertificates of DepositCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.60%APY$89 over 3 months on $10,000
  12. Campus FederalCertificate AccountsCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    3.60%APY$89 over 3 months on $10,000
  13. KodaBankCertificates of DepositCD · 3 months · $1,000 min · 3.60%–3.80% by balance

    Bank · Add a location to see nearby branches

    3.60%APY$89 over 3 months on $10,000
  14. GUASFCUCertificateCD · 3 months · $1,000 min

    Credit union · Add a location to see nearby branches

    3.60%APY$89 over 3 months on $10,000intro rate
  15. Top Carrot, Carrot Score 89
    Bank of CommerceCertificate of Deposit (CD)CD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    3.60%APY$89 over 3 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-month CDs pay nationwide

2,137 CDs at 1,936 banks and credit unions · checked Oct 16–23

Typical
2.01%
Top 10% from
3.71%
Banks, typical
1.76%
Credit unions, typical
2.21%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions
Best 3-Month CD Rates of October 2026 | Carrot Rate