Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1006–1020 of 4,638 results
- Hancock County Savings BankCertificates of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Penalty may be imposed for early withdrawal + $25 Service Fee. Fees imposed could reduce earnings on the account.
Offer: Limited time special. Early withdrawal penalty plus $25 service fee may apply.
Promotional rate · 3.69% interest rate · Effective Oct 14, 2026
Rate checked
More details - Canopy Credit UnionTerm Share AccountCD · 24 months · $500 min · 3.65%–3.85% by balance
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Early withdrawal penalty may apply. Fixed rates with dividends compounded and credited monthly. Zero fees.
3.59% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Term Share Account Balance APY $500 – $4,999 3.65% $5,000 – $49,999Your amount 3.75% $50,000 and up 3.85% Rate checked
More details - Sikorsky Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Dividends are calculated using a daily balance method and are paid monthly. Dividend Rates on Share and IRA Certificates are fixed and will not change until maturity. APY assumes dividends and principal will remain on deposit until maturity; withdrawals reduce earnings and early withdrawal of principal is subject to penalty. Membership eligibility in Fairfield, New Haven, or Hartford County, CT or Sikorsky Aircraft employment required.
3.69% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.75%APY$764 over 24 months on $10,000
Requirements
Product: Dividends compounded daily and credited monthly. Early withdrawal penalties apply. Renewal rates at maturity will be at the prevailing rates and may be higher or lower than the maturing certificate rate.
3.68% interest rate · Compounded daily · Effective Oct 14, 2026
Rate checked
More details - Maine Savings Federal Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Certificate rates are fixed for the term of the account. Dividends compounded and credited monthly; calculated using the daily balance method. Additional deposits not permitted after opening. Early withdrawal penalties apply.
3.69% interest rate · Effective Oct 15, 2026
Rate checked
More details - 3.75%APY$764 over 24 months on $10,000
3.70% interest rate · Effective Apr 30, 2026
Rate checked
More details - Northfield Savings Bank24 Month CDCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Must live, work or own a second home in Vermont to qualify for an account. A penalty may be imposed for early withdrawal.
3.68% interest rate · Effective Oct 2, 2026
Rate checked
More details - Wave Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
3.69% interest rate · Effective Oct 7, 2026
Rate checked
More details - Mountain Laurel Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Early withdrawal penalty is 90 days' dividends, including principal.
3.75% interest rate · Effective Oct 1, 2026
Rate checked
More details - Bell BankFixed Rate Certificate of DepositCD · 24 months · $500 min · 3.75%–3.80% by balance
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: $500 minimum deposit. FDIC insured with no account fees. Early withdrawal penalty may apply. Balances greater than $99,999 earn a higher rate upon renewal if compounding increases balance over $99,999.
Offer: 2 Year (24 Month) CD. Interest paid annually. Early withdrawal penalty may apply.
3.75% interest rate
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit Balance APY $500 – $99,999Your amount 3.75% Over $99,999 3.80% Rate checked
More details - Openland Credit UnionTerm Share CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Membership required with $1 minimum opening deposit for savings account. Dividends calculated daily, paid monthly. Early withdrawal penalties may apply.
Effective Oct 1, 2026
Rate checked
More details - United Heritage Credit UnionCertificate of Deposit (CD)CD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Membership/Regular Savings account required. No monthly fee, service charge, or administration fees. Early withdrawal subject to penalty/loss of dividends.
Offer: Dividends paid and compounded quarterly.
3.70% interest rate · Compounded quarterly · Effective Oct 6, 2026
Rate checked
More details - Journey BankCertificates of DepositCD · 24 months · $500 min · 2.75%–4.00% by balance
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: $500 minimum deposit to open. Term options from 3 months to 5 years. Interest compounded quarterly. Early withdrawal penalty may apply.
Compounded quarterly · Effective Oct 1, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY $500 – $2,000 2.75% $2,000 – $10,000 3.25% $10,000 – $50,000Your amount 3.75% $50,000 and up 4.00% Rate checked
More details - University Credit UnionLock and Roll CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Renews as a 24-month certificate at the available rate at that time. No maximum deposit. Early withdrawal penalties apply.
Offer: Renews as a 24-month certificate. No maximum deposit.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details - Corazo Credit UnionRegular CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Short-term (< 1 year) or long-term (> 1 year). Dividends can be compounded, mailed, or deposited to savings or checking. Flexibility to make deposits anytime during certificate term. NCUA insured up to $250,000.
Offer: Fixed rate type. Minimum balance to earn dividend is $500.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,638 CDs at 4,044 banks and credit unions · checked Oct 22–25
- Typical
- 3.06%
- Top 10% from
- 4.07%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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