Bank · FDIC insured
Hancock County Savings Bank
A $508M bank headquartered in Chester, WV, with 3 branches in West Virginia. Best rates: CDs 4.00% and savings 0.05% APY.
Hancock County Savings Bank Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#8 of 12 in Weirton, WV-OH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Hancock County Savings Bank
Headquartered in Chester, West Virginia, Hancock County Savings Bank is an independent, locally-managed bank founded in 1899.
Originally state-chartered as Hancock County Building and Loan Association, it obtained a federal banking charter in 1934 and converted to a federal mutual bank charter in 1991.
- Headquarters
- 351 Carolina Ave, Chester, WV 26034
- FDIC certificate
- 29035 ↗
Branches
3 branches in West Virginia
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West Virginia
3 branches
- Hancock County Savings Bank, F.S.B.Main office351 Carolina Ave, Chester, WV 26034Directions
- Ridge Ave Branch1200 Ridge Ave, New Cumberland, WV 26047Directions
- 375 Three Springs Drive Branch375 Three Springs Dr, Weirton, WV 26062Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 18.37% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.63% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.97% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $108 | $81 | — |
- CapitalLeverage ratio18.37%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.63%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.97%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$108Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Hancock County Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.