Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 946–960 results
- Eastmill Federal Credit UnionCertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Requirements
Product: Rates apply to Share Certificates. After the certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawals.
3.70% interest rate · Effective Apr 1, 2026
Rate checked
More details - Radiant Credit UnionAdjustable Rate CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Requirements
Product: Adjustable-Rate Certificate Annual Percentage Yield (APY) changes bi-annually on January 1st and July 1st. Compounded daily. Funds insured up to $250,000 by NCUA.
Offer: HSA Certificate. APY is based on $10,000. APY changes bi-annually on January 1st and July 1st and is adjusted to the 6-month Treasury Bill Rate plus 0.10% APR. Compounded daily.
3.69% interest rate · Compounded daily
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More details - Belton Federal Credit UnionCDCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$766 over 24 months on $10,000Balance cap $20,000
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More details - Spero FinancialTerm Share CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Early withdrawal fees could reduce earnings and principal on the account. Certificate dividends paid at maturity for 6 to 11-month terms and quarterly for 12 to 48-month terms. Automatic renewal at maturity available.
Offer: Certificate dividends paid quarterly.
Effective Oct 23, 2026
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More details - Century Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000with conditionsRequirements
Product: Without a Century checking account, subtract 0.10% APY. Early withdrawal penalties apply. Maximum deposit amounts may apply. Eligible for individuals who live or work in St. Louis County, St. Louis City, Jefferson County, Franklin County, or St. Charles County, MO.
Offer: Without a Century checking account, subtract .10%. Interest is paid quarterly (on CD anniversary date), with a choice of payment to the account or CD. Penalty for early withdrawal.
Qualified rate · 3.70% interest rate · Effective Oct 1, 2026
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More details - RBFCUCertificateCD · 24–35 months · $1,000 min · 3.70%–3.86% by balance
Credit union · Add a location to see nearby branches
3.75%APYRequirements
Product: Membership eligibility required. $1,000 minimum balance required to open a Share Certificate account and earn stated APY. Early withdrawal penalties apply. Standard Certificate rate for 18 months does not apply to the 18-Month SuperSaver Certificate.
3.64% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Certificate Balance APY $1,000 – $5,000 3.70% $5,000 – $20,000Your amount 3.75% $20,000 – $75,000 3.80% $75,000 and up 3.86% Rate checked
More details - Abbott Laboratories Employees Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Dividends are paid monthly based on the daily average balance. Automatically reinvested dividends for maximum compounding. Penalty may be imposed on early withdrawal.
Promotional rate · 3.69% interest rate · Effective Oct 1, 2026
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More details - Tarrant County's Credit UnionCertificates of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: $1,000 minimum to open and obtain disclosed annual percentage yield. Interest compounds monthly and is paid monthly. Early or partial withdrawal of certificate may result in a penalty.
3.69% interest rate · Balance cap $49,999.99 · Effective Oct 19, 2026
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More details - Mid-Hudson Valley Federal Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Must maintain in account each day the minimum balance that corresponds to the account on the rate sheet to obtain the disclosed APY. Dividends compounded and credited monthly. Early withdrawal penalty applies. Membership eligibility required.
3.68% interest rate · Effective Oct 1, 2026
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More details - IBEW Local 56 Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Rates are guaranteed for the life of the certificate. Penalty for early withdrawal: 6 month and 12 month certificates have 30 days loss of interest; 24 month and 36 month certificates have 90 days loss of interest. APY may be lower if funds are withdrawn before maturity. Dividends will be deposited into Regular Share Account. Rates subject to change without notice.
Offer: Dividends are paid monthly into Regular Share Account. Early withdrawal penalty: 90 days loss of interest.
3.70% interest rate · Effective Oct 9, 2026
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More details - Cross Valley Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Compounded and credited quarterly. Penalty for early withdrawal is 12 months dividends. Membership required (par value of one share $5.00). Applies to new money only.
Offer: Dividends compounded quarterly, credited quarterly. Early withdrawal penalty applies. Not renewable automatically. Additional deposits not allowed.
Promotional rate · 3.70% interest rate · Compounded quarterly · Effective Jul 1, 2026
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More details - AmeriCU Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Rates are subject to change without notice. Contact our Member Service Center at 800.388.2000 or 315.356.3000 to verify. An early withdrawal penalty may be imposed if funds are withdrawn from your account before the maturity date. Please refer to the account opening disclosure for the amount of penalty. The minimum balance to earn APY is the same as the minimum opening deposit.
Offer: The minimum balance to earn APY is the same as the minimum opening deposit. An early withdrawal penalty may be imposed if funds are withdrawn from your account before the maturity date.
3.68% interest rate · Effective Oct 23, 2026
Rate checked
More details - County Savings BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Fixed interest rate until maturity. $500.00 deposit to open account (larger deposit required for special certificate). Penalties may be imposed upon early withdrawal.
Offer: Compounded daily. Rates subject to change and fees may reduce earnings. Penalties may be imposed upon early withdrawal.
3.68% interest rate · Compounded daily · Effective Oct 19, 2026
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More details - Telhio Credit UnionCertificate of Deposit (CD)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Open to anyone who lives, works, worships or goes to school in Central and Southwest Ohio. Early withdrawal penalty may reduce earnings. Interest is compounded and paid quarterly.
Offer: Fees such as a penalty for early withdrawal on Share CDs may reduce earnings.
3.69% interest rate · Effective Oct 13, 2026
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More details - America's Christian Credit UnionTerm Share CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Fixed rate for term selected ranging from 3 months to 60 months. Dividends compounded and paid monthly. Minimum balance of $1,000 required to open and earn dividends. Penalty for early withdrawal. Fees may reduce earnings.
Offer: Fixed rate. Compounded and credited monthly. Valid 10/23/2026.
Promotional rate · 3.69% interest rate · Effective Oct 23, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank