Credit union · NCUA insured
Belton Federal Credit Union CD Rates
Belton Federal Credit Union’s best CD rate is 4.58% APY on a 1-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How Belton Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Killeen, TX, where Belton Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Belton Federal Credit Union
4.58%APY
- Term
- 12 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $458
CD
2nd-highest rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
3rd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
Belton Federal Credit Union CD score
89
CD score
Higher than 86% of U.S. banks and credit unions
- 3–8 months3–8 mo3.99%
- 9–15 months9–15 mo4.58%
- 16–30 months16–30 mo3.76%
- QualifiedQualified4.58%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Belton Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD
Up to 4.58%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.99% | $198 |
| 12 months | 4.58% | $458 |
| 24 months | 3.76% | $766 |
Sources (1)
- beltonfcu.com/accounts · captured Sep 17, 2026
Who can join Belton Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees and retirees of Belton Independent School District are eligible for membership.
- Employees and retirees of University of Mary Hardin Baylor are eligible for membership.
Family and household
- Immediate family members of eligible school district or university employees/retirees, and family members of eligible account holders, are eligible for membership.
Cost to join
- An initial deposit of $25 is required to become a member.
Membership information collected October 5, 2026.