Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 196–210 results
- General Electric Credit UnionCertificatesCD · 24 months · $0 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Minimum balance required to open is $0. To earn dividends, you must have a balance greater than $0. Dividends accrue from funding date; funding must be received within 30 days of opening the account. Subject to early withdrawal penalties.
4.17% interest rate · Effective Oct 6, 2026
Rate checked
More details - Keen Bank, N.ACertificates of DepositCD · 24 months · $2,000 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Rates and terms subject to change without notice. A penalty may be imposed for early CD withdrawals. At maturity, the certificate will automatically renew at the same term for the current rate being offered at the time of renewal. 10-day grace period to withdraw or transfer funds after maturity without penalty.
4.25% interest rate · Effective Oct 6, 2026
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More details - Midwest BankCentreTraditional CDsCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Early withdrawal penalties may apply. Fees may reduce earning. Minimum balance of $1,000 to earn APY.
4.18% interest rate · Effective Oct 16, 2026
Rate checked
More details - CSD Credit UnionCertificates of DepositCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Penalty for early withdrawal.
4.18% interest rate · Effective Oct 9, 2026
Rate checked
More details - La Capitol Federal Credit UnionThrifty Saver Share CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000with conditionsRequirements
Product: Membership required. Additional deposits not allowed. Automatically renews at maturity. Early withdrawal penalty applies: 180 days dividends for terms 1 to less than 3 years; 365 days dividends for terms 3 years or more. Effective date 10/09/2026.
Offer: APY 4.25% with $1,000 minimum opening and La Capitol checking account.
Qualified rate · Effective Oct 9, 2026
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More details - COMTRUST Federal Credit UnionCertificates of Deposit (CDs)CD · 24 months · $5,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Certificate requires $1,000 minimum to open and will automatically renew at the end of the term. Fees may reduce earnings on account. Rates subject to change without notice. Penalty for early withdrawal. Federally insured up to $250,000 by NCUA. Opening a CD online is available to existing members; new members can open an account online and add a certificate once membership is established.
Offer: Annual Percentage Yield is based on monthly compounding. Penalty for early withdrawal. Automatically renews at the end of the term.
4.17% interest rate
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More details - Energy Credit UnionCertificate of DepositCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Must be a member of Energy Credit Union with a Share (Savings) Account to open online via Energy@Home. Interest compounded and paid monthly. Substantial penalty for early withdrawal.
Offer: Interest is compounded and paid monthly. Substantial penalty for early withdrawal.
4.17% interest rate · Effective Oct 12, 2026
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More details - MidSouth Community Federal Credit UnionJohnny Appleseed Share CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Early withdrawal penalty is one quarter's dividends. Automatic renewal with a 10-day grace period.
4.18% interest rate · Effective Oct 7, 2026
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More details - MidSouth Community Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Dividends compounded and credited quarterly. Early withdrawal penalty is one quarter's dividends. Automatic renewal with a 10-day grace period.
4.18% interest rate · Effective Oct 7, 2026
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More details - Acadia Federal Credit UnionShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Minimum of $500 to open a share certificate. Penalties may be charged for early withdrawals. Qualification requirements must be met. Other restrictions may apply. Dividends are paid monthly and compound over time. No monthly fees.
4.17% interest rate
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More details - Emblem Credit UnionTerm Share Certificate AccountsCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000intro rateRequirements
Product: Penalties may apply for early withdrawal. Reduced $300 minimum deposit to open for youth accounts (Embark Youth Club and Empower Teen Club only). No setup or maintenance fees.
Promotional rate · 4.16% interest rate · Effective Oct 15, 2026
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More details - Central BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: Interest compounded daily and paid at least annually (unless otherwise designated). Automatically renews at maturity. Early withdrawal penalty applies. After opening, no additional deposits allowed until maturity.
4.16% interest rate · Compounded daily · Effective Oct 14, 2026
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More details - Class Act Federal Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000intro rateRequirements
Product: Offers include terms from 91 days to 48 months and a 60-month Bump-Up Share Certificate allowing a one-time rate bump-up if rates improve. Rate effective 2026-10-15 and subject to change at any time.
Promotional rate · 4.17% interest rate · Effective Oct 15, 2026
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More details - The Commercial BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: May have an early withdrawal penalty. Can be set to automatically renew.
Offer: Early withdrawal penalty: 6 Months.
Effective Oct 15, 2026
Rate checked
More details - Machias Savings BankMy MSB Certificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.25%APY$868 over 24 months on $10,000Requirements
Product: To open online, must be at least 18 years old and a Maine resident or an existing customer. Penalty applies for early withdrawal. Rates accurate as of 10/13/2026.
Offer: Early withdrawal penalty: 180 days interest.
4.16% interest rate · Effective Oct 13, 2026
Rate checked
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,048 banks and credit unions · checked Oct 16–23
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank