Bank · FDIC insured
Midwest BankCentre CD Rates
Midwest BankCentre’s best CD rate is 4.25% APY on an 18-month CD. Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Midwest BankCentre’s CD rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Midwest BankCentre has the most branches. $10,000, best rate first.
This bank’s best
Midwest BankCentre
4.25%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $644
Traditional CDs
Top rate
De Soto Mo Pac Credit Union
5.09%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $509
2nd-highest rate
Paramount Bank
5.00%APY
- Term
- 11 months
- Minimum
- $1,000
- Earns on $10,000
- $457
Midwest BankCentre CD score
84
CD score
Higher than 66% of U.S. banks and credit unions
- 3–8 months3–8 mo3.51%
- 9–15 months9–15 mo3.75%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo2.55%
- QualifiedQualified4.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Midwest BankCentre ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Traditional CDs
Up to 4.25%APY · 10 terms
Early withdrawal penalties may apply. Fees may reduce earning. Minimum balance of $1,000 to earn APY.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.00% | $25 |
| 6 months | 3.51% | $174 |
| 12 months | 3.75% | $375 |
| 13 months | 3.00% | $325 |
| 15 months | 2.75% | $345 |
| 18 months | 4.25% | $644 |
| 24 months | 4.25% | $868 |
| 36 months | 2.25% | $690 |
| 48 months | 2.50% | $1,038 |
| 60 months | 2.55% | $1,342 |
Sources (1)
- midwestbankcentre.com/personal-banking/personal-cds · captured Oct 16, 2026
No Penalty Personal CDs
3.25%APY · 1 term
While there is not an early withdrawal penalty for the 7-month no penalty CD, interest that has accrued, but has not been credited to the CD will NOT be paid upon termination. Fees may reduce earning.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 monthsInterest that has accrued, but has not been credited to the CD will not be paid upon termination | 3.25% | $188 |
Sources (1)
- midwestbankcentre.com/personal-banking/personal-cds · captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.