Credit union · NCUA insured
CSD Credit Union CD Rates
Top CarrotCSD Credit Union’s best CD rate is 4.40% APY on a 1-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How CSD Credit Union’s CD rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where CSD Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CSD Credit Union
4.40%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $440
Certificates of Deposit
Top rate
Community National Bank
5.09%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $2,818
2nd-highest rate
North American Savings Bank
5.00%APY
- Term
- 7 months
- Minimum
- $5,000
- Earns on $10,000
- $289
CSD Credit Union CD score
97
CD score
Higher than 99% of U.S. banks and credit unions
- 3–8 months3–8 mo4.30%
- 9–15 months9–15 mo4.40%
- 16–30 months16–30 mo4.25%
- 31–60 months31–60 mo4.25%
- QualifiedQualified4.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CSD Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 4.40%APY · 6 terms
Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 4.30% | $213 |
| 12 months | 4.40% | $440 |
| 24 months | 4.25% | $868 |
| 36 months | 4.25% | $1,330 |
| 48 months | 4.25% | $1,811 |
| 60 months | 4.25% | $2,313 |
Sources (1)
- csdcu.org/deposits/certificates-of-deposit · captured Oct 16, 2026
Special-purpose accounts
Youth Certificate of Deposit
4.40%APY · 1 term
Youth certificate.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 4.40% | $440 |
Sources (1)
- csdcu.org/deposits/certificates-of-deposit · captured Oct 16, 2026
Who can join CSD Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Jackson, Clay, or Platte Counties in Missouri are eligible for membership.
Military, government and schools
- Employees, students, graduates, or individuals with a family member attending a local educational institution are eligible for membership.
Family and household
- Individuals who have a family member with a current CSD account are eligible for membership.
Cost to join
- There is no fee to open an account at CSD Credit Union; an initial deposit of $10.00 is required.
Membership information collected October 4, 2026.