Compare Bank & Credit Union Rates
Best 2-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 961–975 results
- Exchange BankPersonal CD - Promotional OfferCD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: New CDs with a balance of $5,000,000 or more require approval. Offer good for the initial term only. CD is automatically renewed for the same term at published Personal CD rates excluding promotional offers. Early withdrawal penalty applies.
Offer: Offer good for initial term only. Automatically renews at standard Personal CD rate. Early withdrawal penalty applies.
Promotional rate · 3.68% interest rate · Balance cap $99,999 · Effective Oct 15, 2026
Rate checked
More details - Falcon National BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: An early withdrawal penalty may apply. Fees could reduce earnings. $500 minimum opening deposit required to obtain APY. Rates effective as of 09/24/2026; promotional specials expire on or before 11/15/2026.
Offer: An early withdrawal penalty may apply. Fees could reduce earnings.
Promotional rate · 3.70% interest rate · Effective Sep 24, 2026
Rate checked
More details - B&V CUShare CertificateCD · 24 months · $2,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: $2,000 minimum for terms from 6 months to 48 months. $10,000 minimum for 60-month certificate. Early withdrawal penalties apply. Federally insured up to $250,000 by NCUA.
Offer: $2,000 minimum for terms from 6 months to 48 months.
Rate checked
More details - Northeast Community Credit Union24 Month Certificate AccountCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000 - Achieva Credit UnionCertificate of Deposit (CD)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Federally insured by NCUA up to $250,000. No monthly fees. A minimum opening balance of $500 is required for all CD products (except promotional specials). Early withdrawal penalty may apply.
3.69% interest rate
Rate checked
More details - Everett BankCertificate of Deposit - SpecialCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Fixed rate term Certificate of Deposits accounts, rates are guaranteed for the length of the term. APY is based on principal and interest remaining in the account for a period of one year. Penalty may be imposed for early withdrawal. For consumer accounts only.
Offer: APY is based on principal and interest remaining in the account for a period of one year. Penalty may be imposed for early withdrawal. Automatically renews at maturity to a 12-Month Certificate unless the customer chooses another product.
Promotional rate · 3.69% interest rate · Effective Oct 22, 2026
Rate checked
More details - MIT Federal Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Must maintain a minimum daily balance of $500.00 (for Regular share certificate types) in your account each day to obtain the disclosed APY. Federal Regulations require a substantial penalty on funds withdrawn prior to maturity for all Share Certificate accounts. Dividends are compounded daily and paid monthly. Share Certificate APY assumes dividends are retained in the Certificate.
3.68% interest rate · Compounded daily · Effective Oct 22, 2026
Rate checked
More details - Southern Energy Credit UnionCertificates of Deposit (CDs)CD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Available to qualifying members. Minimum $500 deposit required to open a CD. Rates subject to change without notice. Interest is computed and compounded daily and posted quarterly and at maturity. At maturity, CD will automatically renew for another term at the then available APY. There is a penalty for early withdrawal. Grace period of 5 business days to withdraw a certificate after the automatic renewal date.
Compounded daily
Rate checked
More details - Apple FCURegular CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Minimum deposit of $500 required. Early withdrawal penalties apply: 6 months or less: lesser of dividends earned since issuance/renewal or 90 days dividends; over 6 to 60 months: lesser of dividends earned or 180 days dividends; greater than 60 months: lesser of dividends earned or 1095 days dividends. 10-day grace period following maturity date.
Effective Oct 22, 2026
Rate checked
More details - Hurricane Creek Federal Credit UnionShared CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Effective Mar 11, 2026
Rate checked
More details - Northwest Community BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: There is no monthly service charge. Guaranteed interest rate for the term of the CD. Interest credited monthly. Principal withdrawn before maturity subject to early withdrawal penalty, unless taking a distribution from an IRA. CDs automatically renew at maturity with a 10-day grace period.
3.69% interest rate
Rate checked
More details - Nutmeg State Financial Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Tiered rates. Automatically renewable at then-current market rates. Dividends are compounded and credited monthly using average daily balance method. Penalties apply for early withdrawal. $1,000 minimum balance to open and earn APY. 10-day grace period upon maturity.
3.69% interest rate · Effective Oct 19, 2026
Rate checked
More details - First Shore FederalRising Rate CDCD · 24 months · $10,000 min
Bank · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000intro rateRequirements
Product: Offers the option of increasing the interest rate once during the term to the current interest rate being offered at that time. Interest credited quarterly. Early withdrawal penalty may apply. Rates may change after account opening.
Offer: Option of increasing interest rate once during term to current interest rate offered at that time. Rates may change after account opening. Early withdrawal penalty may apply.
Promotional rate · 3.70% interest rate · Effective Oct 15, 2026
Rate checked
More details - Railway Credit UnionCD InvestmentsCD · 24 months · $2,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: $2,000 minimum. Rates advertised as high as. Effective October 7, 2026.
Offer: $2,000 minimum. Effective October 7, 2026.
3.69% interest rate · Effective Oct 7, 2026
Rate checked
More details - Andrews Federal Credit UnionJumbo Fixed Rate Share CertificatesCD · 24 months · $10,000 min
Credit union · Add a location to see nearby branches
3.75%APY$764 over 24 months on $10,000Requirements
Product: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Must fund within 10 days of opening online. Dividends compounded and credited quarterly. Penalties apply for early withdrawal.
Offer: Must open and maintain a minimum $10,000 balance to earn advertised Jumbo APY. Early withdrawal penalties apply.
3.70% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Nationwide
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank