Compare Bank & Credit Union Rates
Best 18-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1351–1365 of 3,160 results
- Dort Financial Credit UnionAMP Certificate of DepositCD · 13–24 months · $100 min
Credit union · Add a location to see nearby branches
3.35%APYRequirements
Offer: Term: 13 months to 24 months.
Rate checked
More details - Walker County Federal Credit UnionTerm Share AccountCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000Requirements
Product: A minimum deposit of $1,000.00 is required to open a Term Share Account. Terms available: 6 month, 12 month, 18 month, 24 month, 36 month, 48 month (also 9 month offered on rate schedule). Penalty for early withdrawal is equal to 90 days dividends for terms of 2 years or less, 120 days dividends for terms of 3 years or more. Additional deposits not allowed. Automatically renewable upon maturity. Dividends: Members Choice - paid quarterly added to CD principal balance or monthly added to S/D or R/S balance.
Offer: Compounded quarterly. Early withdrawal penalty applies.
3.35% interest rate · Compounded quarterly · Effective Oct 6, 2025
Rate checked
More details - First Bank of the LakeCertificates of Deposit (CDs)CD · 18 months · $5,000 min
Bank · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000Requirements
Product: Rates effective as of October 22, 2026. Opening deposits: $1,000 minimum (in-branch), $5,000 minimum (online). Max deposit $500,000 per account. FDIC insurance limited to legal maximum. Penalty may be imposed for early withdrawal. Fees could reduce earnings. No institutional funds in branch; no business or institutional funds online.
Offer: Online opening only.
Balance cap $500,000 · Effective Oct 22, 2026
Rate checked
More details - First Bank of the LakeCertificates of Deposit (CDs)CD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000Requirements
Product: Rates effective as of October 22, 2026. Opening deposits: $1,000 minimum (in-branch), $5,000 minimum (online). Max deposit $500,000 per account. FDIC insurance limited to legal maximum. Penalty may be imposed for early withdrawal. Fees could reduce earnings. No institutional funds in branch; no business or institutional funds online.
Offer: In-branch opening.
Balance cap $500,000 · Effective Oct 22, 2026
Rate checked
More details - Wyrope Williamsport FCUShare CertificatesCD · 18 months · $500 min · 3.25%–3.45% by balance
Credit union · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000Requirements
Product: Share Certificates will renew at the current rate for the selected term. Minimum deposit of $500.00.
3.20% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $5,000 3.25% $5,000 – $25,000Your amount 3.35% $25,000 and up 3.45% Rate checked
More details - Meridian BankCertificates of DepositCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000Requirements
Product: Interest compounded daily, credited monthly. CDs less than 24 months penalty: 6 months interest; CDs 24 months or greater penalty: 12 months interest. Automatically renews at maturity.
3.29% interest rate · Compounded daily · Effective Oct 6, 2026
Rate checked
More details - Meridian Bank18 Month Rate Boost CDCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000intro rateRequirements
Product: Customer may initiate a one-time APY increase during the 18-month term if the rate for the standard 18 month certificate is higher than the initial rate. Interest compounded daily and credited monthly. Rollover into standard 18-month certificate at maturity.
Offer: Limited time offer. Minimum balance to earn interest is $1,000. One-time customer-initiated APY increase during the certificate term if standard 18-month CD rate is higher.
Promotional rate · 3.29% interest rate · Compounded daily · Effective Oct 6, 2026
Rate checked
More details - Bay Federal Credit UnionCertificatesCD · 18 months · $1,000 min · 3.35%–3.46% by balance
Credit union · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000Requirements
Product: Dividends are paid for the length of the term listed. A substantial penalty may be imposed for early withdrawal.
3.30% interest rate · Effective Jan 2, 2026
Rate by balance
Rate by balance for Certificates Balance APY $1,000 – $99,999Your amount 3.35% $100,000 and up 3.46% Rate checked
More details - Bank of Ann ArborCertificate of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000Requirements
Product: For deposits of $1,000 to $99,999. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: A penalty may be imposed for early withdrawal. Fees may reduce earnings.
3.31% interest rate · Balance cap $99,999 · Effective Oct 12, 2026
Rate checked
More details - Northern Colorado Credit UnionPeak CDCD · 18 months · $10,000 min
Credit union · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000Requirements
Product: Tiered rates based on minimum deposit. Early withdrawal penalty applies (90, 120, or 180 days of earned interest depending on term). No additional deposits allowed during term.
Effective Oct 15, 2026
Rate checked
More details - Westerly Community Credit UnionCertificates of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000Requirements
Product: Minimum deposit and balance required. Withdrawal penalty applies.
3.30% interest rate · Effective Oct 15, 2026
Rate checked
More details - Edwards Federal Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000Requirements
Product: No fees to open or maintain your account. Dividends earned daily and compounded quarterly. Early withdrawal penalties apply.
Offer: APY paid at maturity only. Early withdrawal penalty applies.
Compounded quarterly · Effective Jul 1, 2026
Rate checked
More details - 3.35%APY$507 over 18 months on $10,000
Requirements
Product: 18-month variable rate CD. Early withdrawal penalty waived with 7-day notice of intent to withdraw funds; penalty may be imposed without notice. Not eligible to be opened as an IRA CD.
Offer: 18-month variable rate CD. Early withdrawal penalty waived with 7-day notice of intent to withdraw funds; penalty may be imposed without notice.
Effective Sep 22, 2026
Rate checked
More details - SeaWest Coast Guard Federal Credit UnionTerm Share CertificateCD · 18 months · $500 min · 3.35%–3.41% by balance
Credit union · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000Requirements
Product: Rates are subject to change without notice. Early withdrawal penalty is equal to 30 to 90 days of dividends on funds withdrawn prior to maturity. Federally insured up to $250,000.
3.30% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Term Share Certificate Balance APY $500 – $49,999Your amount 3.35% $50,000 and up 3.41% Rate checked
More details - Valley Oak Credit UnionShare CertificatesCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.35%APY$507 over 18 months on $10,000Requirements
Product: Fixed Rate. Penalty imposed for withdrawal prior to maturity.
3.30% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,160 CDs at 2,794 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.94%
- Credit unions, typical
- 3.30%
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