Compare Bank & Credit Union Rates
Best 18-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1081–1095 of 3,160 results
- Levo Credit Union®Share CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: NCUA insured. Rates and APYs subject to change monthly as determined by the Credit Union Board of Directors. Early withdrawal penalties apply.
3.50% interest rate
Rate checked
More details - Vision Financial Federal Credit UnionCertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Deposit a minimum of $500. Small penalty fee for early withdrawal.
3.50% interest rate · Effective Jun 1, 2026
Rate checked
More details - Blue Flame Credit UnionShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Dividends are compounded and paid monthly. Early withdrawal penalties apply. Automatically renews for the same term at maturity unless otherwise requested.
Offer: Minimum balance before dividends can be earned.
Effective Jan 2, 2026
Rate checked
More details - First National Bank of BangorCertificates of Deposit (CDs)CD · 18 months
Bank · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: All CD's earn interest at a fixed rate determined on date of purchase. Substantial penalty for early withdrawal. Automatically renewable at the rate in effect on renewal date. Minimum balance requirements may exist.
3.50% interest rate · Effective Aug 31, 2026
Rate checked
More details - Hamler State BankCertificates of DepositCD · 18 months · $5,000 min
Bank · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: All certificates carry penalties for early withdrawal. Initial investments as low as $500.00. Interest calculated using daily balance method.
Offer: APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
3.49% interest rate · Effective Nov 10, 2025
Rate checked
More details - Eaton Family Credit UnionCertificate of DepositCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Minimum deposit to open is $500. Dividends are compounded quarterly using the daily balance method. Monthly dividend payments are available for balances of $10,000 or more. Early withdrawal from a Certificate of Deposit will incur a penalty.
3.50% interest rate · Compounded quarterly · Effective Apr 1, 2026
Rate checked
More details - First State Bank of Campbell HillCertificates of DepositsCD · 18 months · $500 min
Bank · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,0003.50% interest rate · Effective May 1, 2025
Rate checked
More details - Cochran County Schools FCUShare CertificatesCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Dividends paid bi-annually and updated quarterly.
Offer: Dividends paid bi-annually and updated quarterly.
Rate checked
More details - Texas People Federal Credit UnionStandard Share Certificate of DepositCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,0003.50% interest rate · Effective Apr 8, 2026
Rate checked
More details - Texas Bridge Credit UnionRegular Share CertificateCD · 18 months · $1,000 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Fees may reduce earnings.
Offer: Fees may reduce earnings.
3.50% interest rate · Effective Jul 1, 2026
Rate checked
More details - The Dolores State BankCertificates of DepositCD · 18 months · $1,000 min
Bank · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Quarterly compounding. Early withdrawal penalty may apply.
Offer: Quarterly compounding. No minimum balance required to earn APY. Early withdrawal penalty.
3.50% interest rate · Effective Sep 1, 2026
Rate checked
More details - Credit Union 1Certificate AccountCD · 18 months · $500 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Dividends are calculated using the daily balance method and are compounded and credited quarterly and upon maturity (terms of 1 month and 3 months pay dividends upon maturity only). Fixed rate for the term of the account. Account automatically renews at maturity with a 10-day grace period. Early withdrawal penalties apply (60 days' dividends for terms of 1 year or less; 180 days' dividends for terms over 1 year). Additional deposits not permitted after opening.
Offer: Fixed rate. Minimum balance to earn stated APY is $500.00.
3.50% interest rate · Effective Dec 19, 2025
Rate checked
More details - Cadets Federal Credit UnionShare CertificateCD · 18 months · $1,000 min · 3.55%–3.80% by balance
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Dividends are calculated using average daily balance and are paid quarterly. Early withdrawal penalties apply (4 months for 12-18 month terms, 6 months for 2 year terms, 9 months for 3-5 year terms).
Offer: 4-Month Penalty for Early Withdrawal. Dividends calculated using average daily balance and paid quarterly.
3.50% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 – $50,000Your amount 3.55% $50,000 – $99,999 3.68% $100,000 – $250,000 3.80% Rate checked
More details - Holyoke Community Federal Credit UnionCDsCD · 18 months · $10,000 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Rates are effective October 1, 2026.
3.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - ONE – Federal Credit UnionShare CertificateCD · 18 months · $250 min
Credit union · Add a location to see nearby branches
3.55%APY$537 over 18 months on $10,000Requirements
Product: Fixed dividend rate and APY for the term; assumption that dividends remain on deposit until maturity. Early withdrawal penalty applies. Bump-up option available once during the term. Does not renew automatically at maturity.
Offer: Dividends compounded and credited quarterly.
3.50% interest rate · Effective Jul 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 18-month CDs pay nationwide
3,160 CDs at 2,794 banks and credit unions · checked Oct 22–25
- Typical
- 3.25%
- Top 10% from
- 4.10%
- Banks, typical
- 2.94%
- Credit unions, typical
- 3.30%
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