Credit union · NCUA insured
Holyoke Community Federal Credit Union CD Rates
Holyoke Community Federal Credit Union’s best CD rate is 3.60% APY on a 1-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Holyoke Community Federal Credit Union’s CD rates compare
Compared with banks and credit unions in Nebraska, where Holyoke Community Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Holyoke Community Federal Credit Union
3.55%APY
- Term
- 12 months
- Minimum
- $5,000
- Earns on $10,000
- $355
CDs
Top rate
Metro Credit Union
4.55%APY
- Term
- 25 months
- Minimum
- $500
- Earns on $10,000
- $971
2nd-highest rate
First Westroads Bank
4.55%APY
- Term
- 48 months
- Minimum
- $500
- Earns on $10,000
- $1,948
Holyoke Community Federal Credit Union CD score
77
CD score
Higher than 44% of U.S. banks and credit unions
- 3–8 months3–8 mo3.50%
- 9–15 months9–15 mo3.55%
- 16–30 months16–30 mo3.55%
- 31–60 months31–60 mo3.39%
- QualifiedQualified3.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Holyoke Community Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CDs
Up to 3.60%APY · 11 terms
Rates are effective October 1, 2026.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 3.29% | $81 |
| 6 months | 3.50% | $173 |
| 12 months | 3.55% | $355 |
| 15 monthsRollover only | 0.00% | $0 |
| 16 monthsRollover only | 0.00% | $0 |
| 18 months | 3.55% | $537 |
| 24 months | 3.39% | $690 |
| 30 months | 3.44% | $883 |
| 36 months | 3.39% | $1,053 |
| 48 months | 3.39% | $1,427 |
| 60 months | 3.39% | $1,815 |
Sources (1)
- hcfcu.org/our-rates · captured Oct 15, 2026
Special-purpose accounts
Kid's CD
3.60%APY · 1 term
For children between the ages 0-18 years old. Deposit into CD at any time of the CD term. Rates are effective October 1, 2026.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsFor 0-18 years old. Deposit into CD at any time of the CD term | 3.60% | $360 |
Who can join Holyoke Community Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.