Compare Bank & Credit Union Rates
Best 1-year CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1396–1410 of 5,354 results
- Norstar Federal Credit UnionShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.78%APY$378 over 1 year on $10,000Requirements
Product: CD Rates minimum of $1,000.00. Penalty required for early withdrawal. Members should call the credit union to verify rates.
Offer: Penalty required for early withdrawal. Minimum of $1,000.00.
3.75% interest rate · Effective Oct 3, 2026
Rate checked
More details - Peoples BankCertificates of DepositCD · 12 months · $2,500 min
Bank · Add a location to see nearby branches
3.78%APY$378 over 1 year on $10,000Requirements
Product: Penalty for early withdrawal. Rates as of 11/3/2025. Interest rates subject to change at any time without notice. Minimum balance required to obtain stated APY. Fees may reduce earnings.
Offer: Penalty for early withdrawal. Minimum balance required to obtain stated APY. Fees may reduce earnings.
3.75% interest rate · Effective Nov 3, 2025
Rate checked
More details - Galaxy Federal Credit UnionShare CertificateCD · 3–12 months · $500 min
Credit union · Add a location to see nearby branches
3.77%APYRequirements
Product: Membership is open to anyone who lives, works, worships, attends school, or volunteers in Venango County and their immediate family. Members must maintain a minimum balance of $5 in savings accounts. Penalty for early withdrawal.
3.70% interest rate · Effective Jul 1, 2026
Rate checked
More details - EFCUShare CertificatesCD · 12 months · $1,000 min · 3.77%–3.87% by balance
Credit union · Add a location to see nearby branches
3.77%APY$377 over 1 year on $10,000Requirements
Product: Membership eligibility required. Dividends are compounded daily and credited monthly. APY and Dividend Rates are fixed until maturity after issuance. Early withdrawal penalties apply (90 days interest for terms 12 months or less, 180 days interest for terms greater than 12 months).
3.70% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 and upYour amount 3.77% $100,000 and upJumbo certificate tier. 3.87% Rate checked
More details - Home Bank of CaliforniaCertificates of DepositCD · 12–17 months · $10,000 min
Bank · Add a location to see nearby branches
3.77%APYRequirements
Product: No service charges. Interest compounded daily and paid monthly. Substantial penalty for early withdrawal. Express Personal Banking online account opening available for select CDs.
Offer: Qualifies for opening a Companion Savings Account.
3.70% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Silex Banking CompanyCertificate of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.77%APY$377 over 1 year on $10,000Requirements
Product: $1,000.00 minimum deposit required. No early withdrawal is allowed. All interest rates are subject to change without notice. Interest may be paid by reinvestment, check, or automatic transfer to a deposit account at the bank. Interest can be paid monthly, quarterly, semi-annually, or annually.
3.70% interest rate
Rate checked
More details - Royal Credit UnionCertificatesCD · 12 months · $0 min
Credit union · Add a location to see nearby branches
3.77%APY$377 over 1 year on $10,000Requirements
Product: Membership required and account opening upon qualification. Substantial penalty for early withdrawal. Dividends calculated daily, compounded and paid monthly.
3.70% interest rate · Effective Jul 6, 2026
Rate checked
More details - Pantex Federal Credit UnionShare CertificatesCD · 12 months · $2,500 min
Credit union · Add a location to see nearby branches
3.77%APY$377 over 1 year on $10,000Requirements
Product: Early withdrawal penalties apply to share certificates. A certificate may not be reduced below the minimum balance. Receiving dividends by taking monthly withdrawals will reduce the APY. Automatically renews at maturity at prevailing rate unless chosen otherwise.
Offer: Dividends compounded/credited to your certificate monthly.
3.70% interest rate
Rate checked
More details - Union Square Credit UnionShare Certificates (CDs)CD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.77%APY$377 over 1 year on $10,000Requirements
Product: Minimum balance requirements to open - Share Certificates (CDs) - $1,000. Early withdrawal penalties amounting to 3% of the total withdrawal amount. Withdrawal of dividends prior to maturity reduces earnings.
Offer: Term: 1 Year.
3.70% interest rate · Effective Oct 15, 2026
Rate checked
More details - McCoy Federal Credit UnionShare CertificateCD · 12 months · $1,000 min
Credit union · Add a location to see nearby branches
3.76%APY$376 over 1 year on $10,000Requirements
Product: $1,000 minimum deposit required to open. Early withdrawal penalty applies. Rates subject to change without notice.
3.70% interest rate · Effective Sep 23, 2026
Rate checked
More details - Noble Credit UnionShare CertificateCD · 12 months · $500 min · 3.71%–4.13% by balance
Credit union · Add a location to see nearby branches
3.76%APY$376 over 1 year on $10,000Requirements
Product: Membership eligibility required. Penalty may be imposed for early withdrawal. Minimum deposit requirements apply and may vary by certificate tier.
3.65% interest rate
Rate by balance
Rate by balance for Share Certificate Balance APY $500 and up 3.71% $10,000 and upYour amount 3.76% $50,000 and up 3.76% $100,000 and up 3.82% $250,000 and up 4.13% Rate checked
More details - Community Commerce BankCertificate of DepositCD · 12 months · $1,000 min · 3.66%–4.07% by balance
Bank · Add a location to see nearby branches
3.76%APY$376 over 1 year on $10,000Requirements
Product: Rate fixed for entire term. Substantial penalty for early withdrawal. APY accurate as of 10/23/2026.
Offer: Balance $1,000.00 to $9,999.99.
3.60% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $10,000 3.66% $10,000 – $100,000Your amount 3.76% $100,000 and up 4.07% Rate checked
More details - 3.76%APY$376 over 1 year on $10,000
Requirements
Product: Minimum to open $500. Penalty may be imposed for early withdrawal. Rates subject to change without notice. Minimum balance of $500 required to obtain stated APY. Fees may reduce earnings.
Offer: Minimum to open $500. Minimum balance of $500 required to obtain stated APY. Penalty may be imposed for early withdrawal.
3.70% interest rate · Effective Oct 23, 2026
Rate checked
More details - Family Security Credit UnionShare CertificateCD · 12 months · $1,000 min · 3.76%–3.87% by balance
Credit union · Add a location to see nearby branches
3.76%APY$376 over 1 year on $10,000Requirements
Product: Primary share account required. Interest compounded monthly. One-time, complimentary bump in interest privilege permitted for remaining term. Maintenance or activity fees could reduce earnings. Early withdrawal penalties may apply.
3.70% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate by balance
Rate by balance for Share Certificate Balance APY $1,000 and upYour amount 3.76% $50,000 and up 3.82% $100,000 and up 3.87% Rate checked
More details - Cumberland Security BankCertificates of DepositCD · 12 months · $1,000 min
Bank · Add a location to see nearby branches
3.76%APY$376 over 1 year on $10,000Requirements
Product: $1,000 minimum deposit to open. Terms range from three (3) months to sixty (60) months. Simple interest calculation, computed using the Daily Balance. No additional deposits may be made after opening. Early withdrawal penalties apply. Must maintain a minimum balance of $1,000.00 on a daily basis to earn the APY.
Offer: Must maintain a minimum balance of $1,000.00 on a daily basis to earn the APY. Early withdrawal penalty of 12 months' interest applies (12+ Months).
3.70% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 1-year CDs pay nationwide
5,354 CDs at 4,382 banks and credit unions · checked Oct 22–25
- Typical
- 3.30%
- Top 10% from
- 4.06%
- Banks, typical
- 3.06%
- Credit unions, typical
- 3.40%
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